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Cash Loan

Pay only 100 PLN instalment for each 5000 PLN you borrowed (APR 7.68%)

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Representative example for Cash Loan with „100 zł raty za każde 5000 zł pożyczki” promotion: Annual Percentage Rate (APR) is 7.68%; total loan amount (net of debt-financed costs): PLN 5,000; total amount due: PLN 6,000; fixed interest rate 7.42%; total cost of the loan: PLN 1,000 (including: commission 0% (PLN 0); interest PLN 1,000; additional services PLN 0, including insurance PLN 0); 60 monthly equal instalments of PLN 100. The calculation was made as of 24.11.2017 on a representative example.

Promotion „100 zł raty za każde 5000 zł pożyczki” is valid from 25 November 2017 till 15 April 2018 and applies to uninsured Cash Loans grandted for a period of 60 months with total loan amount of PLN 5,000, or PLN 10,000 or PLN 15,000. The Promotion is available to Clients who during the day of filing an application were not a party to an agreement on cash loan in the Bank and declare in Cash Loan agreement to transfer their salary or net income to current account in Bank Millennium. Offer will be available in Millenet and mobile application by 20 January 2018. The Promotion can be had only once during its period. The Promotion does not apply to loans assigned for repayment of other credit products. The Promotion shall not be combined with other promotions concerning cash loans.

Detailed terms and conditions of the Promotion are stipulated in „100 zł raty za każde 5000 zł pożyczki” Promotion Regulations. Details concerning the principles of granting loans are contained in the Regulations on Loans Granted to Individuals by Bank Millennium S.A.

Fees, commissions and interest are charged as per the Cash Loan Price List. The above-mentioned documents are available in the Bank’s branches and on www.bankmillennium.pl. Prior to granting the loan the Bank evaluates the Applicant’s credit capacity and creditworthiness on a case-by-case basis; in justified cases the Bank may refuse to grant the loan. The borrower has the right to withdraw from the agreement within 14 days from the date it was concluded without stating the reasons.

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Investment Programme Przyszłość +

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All and any information contained in this commercial publicationis for information purposes only and does not constitute an offer, or a recommendation or an invitation addressed to anyone (or any group of persons whatsoever) to conclude a transaction involving the financial instruments presented herein. In particular the information contained in this publication does not constitute an offer in the meaning of the Civil Code of 23 April 1964 nor is it a service of investment, financial, tax, legal or any other advice. Any investment decision should be taken on the basis of information contained in Prospectuses and in Key Information for Investors (KII), not on the basis of the abbreviated description contained herein.

Financial transactions involve risk presented in “Description of Risk Involved with Financial Instruments and Products for Private Persons in Bank Millennium S.A.", available in branches and on the Bank’s website www.bankmillennium.pl.

Investing in funds involves risk of a loss as well as the obligation to pay handling fees and income tax. The Fund does not guarantee attainment of the investment goal or a specific investment result. The net value of funds’ assets is highly volatile due to the composition of the investment portfolio. The issuer, surety or guarantor of securities, which make up more than 35% of assets of Millennium Funds (except Millennium SFIO) may be the State Treasury, NBP, US government, European Central Bank or the European Investment Bank. Money invested in the funds is not protected by Banking Guarantee Fund

Information about terms and conditions of participation in Program Inwestycyjny Przyszłość+ as well as information about funds has been provided in Program Inwestycyjny Przyszłość+ Regulations, in Millennium Specjalistyczny Fundusz Inwestycyjny Otwarty Prospectus and in Key Information for Investors available together with the Funds Fees table in Bank Millennium branches, on www.bankmillennium.pl, in the offices of Millennium TFI SA as well as on www.millenniumtfi.pl.

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Motor insurance

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For individual motor insurance products, the insurance coverage is provided by STU ERGO Hestia SA with headquarters in Sopot. For the detailed terms and conditions of insurance protection and complete list of exemptions and limitations of the insurer’s liability, see Motor Insurance Terms and Conditions for Bank Millennium Clients and Product Cards for motor insurance on the website www.bankmillennium.pl.

The insurance agreement is concluded by the Client with insurer through Bank Millennium S.A. (hereinafter referred to as the “Bank”), operating as an insurance agent. The Bank has been entered to the register of insurance agents kept by the Polish Financial Supervision Authority, under number 11162860/A. The motor insurance is addressed to the Bank’s clients who hold current account or credit card together with active access to the Bank’s Millenet online banking or Mobile Application. The motor insurance offer is not available for vehicles used in business activity, leased vehicles or cars with driving wheel on the right hand side. AC comprehensive motor insurance, Assistance roadside insurance, NNW personal accident insurance and Ubezpieczenie Szyb car glass insurance cannot be purchased as a separate product and may be purchased only together with OC third party liability insurance.

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