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Vehicle insurance

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Cash Loan

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Prior to granting the loan, the Bank shall evaluate the Applicant’s credit capacity and creditworthiness on a case-by-case basis; in justified situations the Bank may refuse to grant the loan. For detailed information about the loan see our Cash loan regulations/Regulamin kredytów i pożyczek udzielanych Klientom indywidualnym przez Bank Millennium S.A. and Cash Loan Price List/Cennik Pożyczki Gotówkowej, and Lowest Interest Rate Guarantee Regulations/Regulamin oferty Gwarancja Najniższego Oprocentowania - in the Bank’s Branches and at website. For the detailed principles of insurance coverage under Bezpieczna Pożyczka insurance from Towarzystwo Ubezpieczeń Europa S.A. and Towarzystwo Ubezpieczeń na Życie Europa S.A. see Terms & Conditions of Bezpieczna Pożyczka insurance and Product Card/Karta Produktu.

Representative example for Cash loan with “Loan 3,2,1” Promotion: Annual Percentage Rate (APR) is 14.24%; total loan amount (net of credit-financed costs): PLN 3262.00; total amount due: PLN 3 503.29; fixed interest rate 3.00%; total cost of the loan: PLN 241.29 (including: 2% commission (PLN 65.24); interest PLN 56.27; insurance PLN 119.78); 12 equal monthly instalments of PLN 291.94. The calculation was made as of 01.02.2017 on a representative example.

Annual Percentage Rate (APR) is 20,05%; total loan amount (net of credit-financed costs): 10 508,46 PLN; total amount due: 17 108,93 PLN; fixed interest rate 8,10%; total cost of the loan: : 6 600,47 PLN (including: commission 7,55% (793,39 PLN); interest 3 467,60 PLN; insurance 2 339,48 PLN; additional services 0 PLN); 69 equal monthly instalments of 247,96 PLN. The calculation was made as of 01.02.2017 on a representative example.

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