Bank Millennium is best corporate bank

The Bank, winning the title of Best Corporate Bank, has proved that preparing a product range as well as implementing Customer service standards in the vital small business segment, is of strategic importance. An independent assessment of the deposit and loan offer as well as Customer service quality, done by Forbes experts is ample proof - says Dariusz Dzwonnik, Biznes Customers Segment Director in Bank Millennium.
  
Forbes have looked at banks from four perspectives, which are crucial to Customers: cheapest „Forbes basket", which comprises account and basic service fees; best loans; best deposits as well as Customer service quality.
Bank Millennium has concentrated on simplifying day-to-day Customer service and the credit risk underwriting process. Latest developments, highly appreciated by Customers, include:

• Resignation from the need for a self-employed person to present business registration papers (copy of business register entry, NIP decision, REGON number certificate) when the Bank can check the data in generally available registers. The Bank's action in this respect is in line with the Act on elimination of barriers in administration;
• Creditworthiness risk assessment based on Customer's track record with the Bank. The Bank follows a simplified creditworthiness assessment process, based on the Customer's track record and activity on accounts. Thanks to this approach the Customer can get current financing debt products without having to present financial documents;
• The possibility to apply simultaneously for several working capital financing products, e.g. a current account overdraft and a credit card during one creditworthiness assessment process;
• Konto Biznes Trade account overdraft, which is granted without an origination fee and without accruing interest if the Customer uses the credit not longer than 7 days in a month - this feature is available to small business Customers in Poland only from Bank Millennium.