Promotion “New Funds in the Profit Savings Account, Edition 78” is valid until 24 November 2026. If, in each month of the promotion period, you make at least 5 transactions using a debit card or BLIK linked to the personal account associated with the Profit Savings Account, new funds will earn interest at 4.50% per annum for accounts opened by 16 October 2026 and 5.50% per annum for accounts opened on or after 17 October 2026. If these conditions are not met in a given month, the interest rate on new funds will be 1.50% per annum. The promotional interest rate on new funds applies for 91 days from the date of the first deposit of new funds into the account after joining a given edition of the promotion and applies to new funds up to PLN 500,000 for holders of a Millennium 360 Prestige Account and a Private Banking Personal Account, and up to PLN 200,000 for holders of all other personal accounts. Detailed terms and conditions of the “New Funds in the Profit Savings Account, Edition 78” promotion, as well as the rules governing account maintenance, are set out in the applicable Terms and Conditions and the Fee Schedule, available at Bank branches and on the Bank Millennium website under Profit Savings Account. Definitions of, among others, a payment account and a debit card can be found in the List of Representative Services available at www.bankmillennium.pl/delegate/managedfiles/824/latest.