Promotion lasts till 18 October 2024. Details in "Powiedz tak marzeniom-edycja II" promotion regulations and "Powiedz tak marzeniom z ubezpieczeniem edycja II" promotion regulationsfor: Cashloanlink opens in a new window - in Polish.
Attractive insurance Loan under protection will ensure comprehensive support for you and your family in numerous unexpected circumstances, such as:
Insurer will also allow you to receive second medical opinion in foreign medical facility.
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A representative example for the Cash Loan with promotion “Powiedz tak marzeniom-edycja II”: The Annual Percentage Rate (APR) is 11.51%, total loan amount (without credited costs): PLN 23 181,00, total amount to be paid: PLN 29 826,49 , fixed interest rate 10.94% on an annual basis, total cost of the loan: PLN 6 645,49 (including: 0% commission), interest PLN 6 645,49), 57 equal monthly installments PLN 523,27, the first installment payable 30 days after funds disbursement. The calculation as of July 27th,2024 on a representative example.
The Promotion “Powiedz tak marzeniom-edycja II” lasts from July 27th,2024 until October 18th,2024 and applies to cash granted for period from 48 to 70 months, with disbursed amount from PLN 5 000 to PLN 40 000.
You can participate in promotion if: in the last 6 months, counting from the date of application, you have not had any cash loan with Bank Millennium S.A. (hereinafter also “we”) or consolidation loan, you will undertake to transfer remuneration or net income in the amount specified in the loan agreement, min. PLN 1,000 net per month for the entire repayment period to your current account and you agree to receive commercial and marketing information via electronic channels and for the bank to process your personal data in order to provide us with information on products and services to companies cooperating with us and you will meet the other conditions contained in the Regulations for the promotion of the cash loan “Powiedz tak marzeniom-edycja II”. The promotion cannot be combined with any other cash loan promotions. If there is no declared remuneration or net income in a given month, the interest rate on the loan this month will be increased by 0,4 percentage point, not more than to the amount of the statutory maximum interest, in accordance with art. 359 § 2¹ of the Civil Code - in such a situation, the fixed installment will also change accordingly.The promotion cannot be combined with other promotions regarding cash loans. Detailed terms and conditions of the promotion are included in the promotion “Powiedz tak marzeniom-edycja II” Regulations. Details on the rules and conditions according to which we grant loans are described in the Regulations on loans and advances granted to individual customers by Bank Millennium S.A. We charge standard fees, commissions and interest in accordance with the Cash Loan Price List. You can familiarize yourself with these documents in our branches and on our website www.bankmillennium.pl. Before we grant you a loan, we always assess your creditworthiness and credibility. In justified cases, we may refuse to grant you a loan.
A representative example for the Cash Loan with promotion “Powiedz tak marzeniom z ubezpieczeniem-edycja II”: The Annual Percentage Rate (APR) is 17.80%, total loan amount (without credited costs): PLN 20 821.06, total amount to be paid: PLN 30 492,41, fixed interest rate 8.94% on an annual basis, total cost of the loan: PLN 9 706.50 (including: 0% commission, interest PLN 5 898.33, additional services: insurance: PLN 3 808.17), 59 equal monthly installments PLN 516.82, the first installment payable 30 days after disbursement the funds. The calculation as of July 27th,2024 on a representative example.
The promotion “Powiedz tak marzeniom z ubezpieczeniem-edycja II” lasts from July 27th,2024 until October 18th,2024 and applies to insured cash loans, given by the Bank Millennium S.A. (further “us”), granted for period of 48 to 70 months with disbursed amount from PLN 5 000 to PLN 40 000.
You can participate in promotion if you meet all of the conditions: if you choose Safe Pożyczka option I insurance contract through us (provided by Towarzystwo Ubezpieczeń Europa S.A. and Towarzystwo Ubezpieczeń na Życie Europa S.A.,where Bank i Europa Millennium Finacial Services sp. z o.o. act as an insurance agent available to persons who on the date of concluding the insurance contract are under 65 years of age) and you name us as the entitled party to insurance benefits in the event of your death, and during the last 6 months from the date of application, you have not had a cash or consolidation loan with us, you will undertake to transfer us your remuneration or net income in the amount specified in the loan agreement, at least PLN 1 000 per month net over the entire repayment period to your current account and you agree to receive commercial and marketing information via electronic channels and for the bank to process your personal data in order to provide us with information on products and services of companies cooperating with us and you will meet the other conditions contained in the Regulations for the promotion of the cash loan “Powiedz tak marzeniom-edycja II”. If you do not provide the declared receipt of salary or net income in a given month, the interest rate on the loan this month will be increased by 0.4 percentage point, not more than to the amount of the statutory maximum interest, in accordance with art. 359 § 2¹ of the Civil Code - in such a situation, the fixed installment will be changed accordingly. If during the term of the contracy you resign from the Safe Loan option I insurance contract, we will increase yor interest rate by 2.00 percentage points from the day resignation, but not more than up to the statutory maximum interest rate. (Article 539 § 2¹ of the Civil Code)- in such a situation, the fixed installment will also changed accordingly. The promotion cannot be combined with other cash loan promotions. The detailed conditions of the promotion are in the Regulations promotion “Powiedz tak marzeniom z ubezpieczeniem-edycja II”. Detailed rules and conditions according to which we grant loans are described in the Regulations on loans and advances granted to individual customers by Bank Millennium S.A. Standard fees, commissions and interest are charged in accordance with the Cash Loan Price List. Detailed rules for providing insurance coverage are included in the Terms and Conditions of the Protected Loan Insurance and the Product Card - Protected Loan Insurance. You can familiarize yourself with these documents in our branches and on our website www.bankmillennium.pl. Before we grant you a loan, we always assess your creditworthiness and credibility. In justified cases, we may refuse to grant you a loan.
A representative example for a Cash Loan: Actual Annual Interest Rate (APR) is: 22.65%, total loan amount (without credited costs): PLN 15 483,78 total amount to be paid: PLN 26 534,18, fixed interest rate: 12.63%, total loan cost: PLN 11 050,40 (including: 0% commission (PLN 0), interest: PLN 7 738,42, additional services: insurance PLN 3 311,98, 69 monthly installments equal to: PLN 384,55, the first installment is payable after 30 days from the disbursement of funds. We made the calculation on April 6 th, 2024 on a representative example.
Detailed rules and conditions according to which we grant loans are described in the Regulations on loans and advances granted to individual customers by Bank Millennium S.A. Fees, commissions and interest are charged in accordance with the Cash Loan Price List. Detailed rules for providing insurance covered by Towarzystwo Ubezpieczeń Europa S.A. and Towarzystwo Ubezpieczeń na Życie Europa S.A., under the Protected Loan Insurance, are included in the Terms and Conditions of the Protected Loan Insurance and the Product Card- Protected Loan insurance. You can familiarize yourself with these documents in our branches and on our website www.bankmillennium.pl. Before we grant you a loan, we assess your credit capacity and creditworthiness each time. In justified cases, we may refuse to grant you a loan.
