A WAY OF INVESTING CONVENIENTLY

Choose the plan that suits your investment preferences

Legal noteMillennium Investment Programme

Benefits of Millennium Investment Programme

  • 200 PLN is enough for a start
  • 0 PLN for opening, payments and maintenance of the programme
  • 3 ready to purchase plans
  • permanent control over the investment in Millenet
  • no fee for withdrawal all funds after 2 years of investment

Three plans ready to purchase

Stable Plan

Low level of potential profit and risk
Find out more

Moderate Plan

Moderate level of potential profit and risk
Find out more

Dynamic Plan

High level of potential profit and risk
Find out more

How to start?

  1. 1

    Visit any Bank Millennium branch where you will receive necessary information

  2. 2

    Choose plan which matches your style and investment preferences

  3. 3

    Open the programme. Monitor your investment results conveniently in Millenet

<b>Invest in a branch</b>

Invest in a branch

Get everything sorted out during one visit

Find a branch

<b>Do you want to talk about investments?</b>

Do you want to talk about investments?

Call us

801 331 331

Fees

Maintenance fee
Handling fee charged upon withdrawal of funds during the investment
Programme opening 0 zł
Up to 12 months 1%
Subsequent payment 0 zł
13 to 24 months 0,5%
Programme maintenance 0 zł
From 24 months 0%
Maintenance fee
Programme opening 0 zł
Subsequent payment 0 zł
Programme maintenance 0 zł
Handling fee charged upon withdrawal of funds during the investment
Up to 12 months 1%
13 to 24 months 0,5%
From 24 months 0%

Learn about the plans

Stable Plan

3 subfunds are choosen to this plan: Millennium Classic Bond, Millennium Debt Instruments and Millennium Corporate Bond. All of them invest in debt securities (i.a. treasury and corporate bonds).


Subfunds choosen to this investment plan carry low risk profile.


Quotations

Moderate Plan

3 subfunds are choosen to this plan: Millennium Global Equity, Millennium Debt Instruments and Millennium Classic Bond. Depending on the subfunds, they are invested in debt securities (i.a. treasury and corporate bonds), large and smaller company shares or foreign funds shares.


Subfunds choosen to this investment plan carry different risk profile.


Quotations

Dynamic Plan

3 subfunds are choosen to this plan: Millennium Global Equity, Millennium Dynamic and Millennium Equity. All of them invest in large and smaller company shares and foreign funds shares.


Subfunds choosen to this investment plan carry high risk profile.


Quotations

Questions and answers


  • You will get access to the offer of investment products at Bank Millennium after completing the investment questionnaire (appropriateness assessment) and signing the Framework Agreement for the provision of financial services. Thanks to the answers provided in the survey, we get to know your knowledge and previous investment experience, and we are able to assess whether the selected investment product is adequate for you and in line with your needs, characteristics and goals. If you want to get access to investment products in the mobile app and in Millenet, you will also need to sign a service access agreement via electronic banking channels.

    You can fill in the questionnaire and sign the contract conveniently in Millenet, Bank Millennium mobile app or any Bank branch.


  • If you already have an access to the investment product offer in Bank Millennium, you can select a Plan which meets your expectations as to the level of potential profit and level of potential risk. Thereafter, declare the amount and your funds will be invested in package of 3 Millennium subfunds in accordance with the division defined in your plan, as it is set out in the programme regulations. If you will be making payments or withdrawals in the future, your funds will also be devided according to the division mentioned above.


  • You can open the programme in Millenet, mobile app or any Bank Millennium branch. Minimum amount of first and each subsequent payment is 200 PLN.


  • Millennium Investment Programme consists of three ready to purchase investment plans (Stable, Moderate and Dynamic) which differ from each other in risk and reward profiles. Each of them offer funds diversification, i.e. simultaneous investment in 3 selected subfunds of Millennium TFI. Thanks to this, you limit the risk of investment, spreading it on various investment strategies, and you benefit from the potential of global markets at the same time.

    You decide which plan meets your investment expectations.

    Through the Millennium TFI investment funds you have the opportunity to invest in capital market instruments. Depending on the plan, these will be shares of Polish and global company shares, treasury or corporate bonds.

    More details of each plan investment strategy and particular investment funds can be find in Plan's Fact Sheet and KIID documents.


  • Regular payment into Programme are not required. Subsequent payment can be made at any time. The minimum amount of each subsequent payment is 200 PLN.

    What is important, the long-term regular investments of even small amounts gives an opportunity to accumulate significant capital in the future. Furthermore, if you make payments in different periods, you average the price of participation units. It can have an influence on limitation of risk of purchasing all participation units at the least favorable price.


  • Participation in programme lasts 5 years from the moment of purchasing participation units. You always have an access to your funds, regardless of when you decide to withdraw them. You can withdraw all your funds after 2 years from participation units purchase at no handling fee.

    After 5 years from opening the programme, selected plan will be closed. You will be able to continue your investments into three separated Millennium subfunds, in other words, make payments, make changes or withdrawal funds within each subfund individually.