About the deposit

  • Lokata Kompletna provides an attractive interest rate for a longer period: as much as 2% per annum during the first 6 months and 1.50% in next 6 months
  • Put your money on a convenient term deposit for 6 months and do not worry about the interest rate after renewal: you know up front how much you will earn in the first and next 6 months of the deposit
  • If you need money earlier you can terminate the deposit before maturity, retaining the interest earned on the completed 6 months of the deposit
  • Merely PLN 1000 new money is necessary to set up the deposit, with the maximum amount being PLN 200,000

Lokata Kompletna is a term deposit for new money. One account can be used to set up one deposit in given edition, irrespective of ownership.

The deposit can be set up if transfer of principal and interest to the Savings Account is defined.

The deposit is available only in Millennium branches.

Interest rate

The interest rate on Lokata Kompletna deposit is as shown in the table below:

Term deposit period PLN 1 000 - PLN 200 000
First 6 months 2.00%
Next 6 months 1.50%

Average interest rate on a 12-month term of the deposit is 1.75% per annum.

Funds deposited on accounts in the Bank, the total value of which funds does not exceed the equivalent of 100,000 EUR, irrespective of the number of accounts held in the Bank, are protected by Banking Guarantee Fund, in keeping with the Act of 10 June 2016 on Banking Guarantee Fund, system of protection of deposits and compulsory restructuring (Journal of Laws2016.996). Eligible for protection are deposits and receivables of entities indicated in art. 20 of the a/m Act.

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