Open a business with us and gain up to PLN 6000 in bonuses

See the special offer

Open business Legal note

It's time to start own business.
Do it with us!

OPEN BUSINESS

You can count on us! If doubts or questions arise while filling in the application, start a free chat with our expert. You can find the application in the mobile app and Millenet.

How to open business online?

Own business is an important step in life. Do it with our help and join the entrepreneurs

  • Fill in simple application

    It's in our mobile app and Millenet in MilleAdministration section

  • You can count on us

    Start a chat with our experts at any time

  • Without having to visit the office

    Register online a business in CEIDG, get NIP and REGON

  • Business account with debit card to start

    We'll automatically open Konto Mój Biznes account and order a debit card

  • Help with formalities

    We’ll help you send a VAT declaration and report to ZUS – free of charge

Up to PLN 6,000 in bonuses to give your business a strong start with our business account special offer

Start your business with us and open a Konto Mój Biznes account. Meet simple conditions and enjoy extra cash. With a single application, you can register your business in CEIDG and obtain your NIP and REGON numbers.

In this special offer you can gain

  • Up to PLN 2,400 for payments – pay with your card or mobile wallet and receive up to 10% back on your purchases.
  • Up to PLN 1,800 for a PayTel payment terminal – sign a 12-month agreement and ensure monthly terminal turnover of at least PLN 1,000.
  • PLN 1,800 for leasing or a loan – pay a leasing instalment of at least PLN 1,000 to Millennium Leasing or take a loan for at least PLN 50,000 within 6 months of opening the account.
template.externalLink.desc Konto Mój Biznes account. OPEN BUSINESS WITH ACCOUNT

Additionally, remember to have given your marketing and commercial consents, log in to the mobile app at least once a month, and pay your Social Insurance Institution (ZUS) contributions from the account opened under this offer.

he special offer "Open a Konto Mój Biznes account with a bonus of up to PLN 6,000" is valid from 1.10.2026 to 28.02.2027. Limit: 18,000 accounts. Details can be found in the Terms and Conditions.

Up to 2 years of free account maintaining

Open the best account for sole traders available in our offer and pay for 2 years:

  • 0 PLN for maintaining a payment account in PLN
  • 0 PLN for maintaining a foreign currency account in GBP, EUR, CHF, USD
  • 0 PLN annual fee for Millennium Visa Business credit card
  • 0 PLN fee for online domestic transfers in PLN, EUR to EEA countries and SEPA

Promotion "Rozwiń swój biznes z Kontem Mój Biznes" runs from 1.04.2025 until further notice. We'll inform on our website about its completion at least 7 days in advance.
Details in the regulations.
Legal note

Opening a business is a first and the most important step – and we’ll help you take the next ones

Our experts will help you free of charge to:

  • send a VAT declaration (if your business is obliged to it)
  • report yourself, your employees and family members to ZUS
  • make sure you’ve completed all the necessary formalities at the start

What we have for your business?

  • Accounting

    You can choose from 3 packages, all fully ready for KSeF. With Millennium Księgowość, you issue sales invoices, receive cost invoices and pay them with a single click directly in the system – without logging in to KSeF.

    More
  • Online shop

    Start selling online. Open online shop on Sellingo platform and test it for 0 PLN for 6 months.

    More
  • Millennium PAY payment gateway

    Accept fast payments from customers in your online shop with Millennium Pay gateway. Commission is only 0.7% on transactions for a year

    More
  • Payment terminal

    Choose payment terminal: stationary, portable or accept payment on your mobile device

    More
  • Leasing

    Decide to grow and lease a car, equipment or machinery. You can benefit from day one of running your business.

    More

FAQ

Check out the answers to the most frequently asked questions about opening a business online

  • You can open business online if you're the Customer of our Bank and you have:

    • at least 18 years old
    • a citizen of Poland
    • Polish identity card
    • Polish address of residence

    Remember that you can open a business if your identity was confirmed in our branch (e.g. during account opening).

    You need Trusted Profile created with our Bank in order to sigh the application.

  • Yes. We don't charge any fees for sending your application of registering business in CEIDG.

  • You can fill in the application in mobile app or Millenet. Check in MilleAdministration tab.

    You can start a chat with our expert any time if you need help in filling in the application. Remember that our experts don't act as advisors - they'll not support you on PKD codes or taxation form.

  • Before you fill in the application, think about:

     

    • legal and short business name
    • date of operation
    • PKD codes (max. 9)
    • type of taxation
    • how the bookkeeping service will be provided: by yourself or by accounting office
    • make sure you don't need a permit, license or relevant authorization to operate

  • In Millenet and mobile app you'll find a simple application - you can complete it in several minutes. Sending the application starts the process of registering your company in CEIDG, assigning REGON and NIP. In addition, we'll open Konto Mój Biznes account with a debit card for you.

    You track the status of your application in Millenet and the app. When your company is registered, we activate your new account. You will conveniently log in to it like to a personal account.

    Now it's your turn. You need to file a ZZA form in ZUS. If you're a VAT payer, file VAT-R form in the tax office. And it's done!

Legal note

  • Legal note