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It's time to start own business.
Do it with us!
- come up with a name
- determine the data of operation
- decide which PKD codes best matches your business - use the search enginelink otwiera się w nowym oknie
- choose the taxation method
- make sure your Trusted Profile is active and created with our Bank
Lower contributions and a bonus for your company
Together with a business we'll open Konto Mój Biznes account and you'll gain in promotion.
Receive even 1500 PLN in promotion:
- 500 PLN for opening a business and meeting the simple requirements of the promotion.
- up to1000 PLN for paying ZUS contributions from the account - earn 200 PLN in each of 5 months back
Up to 2 years of free account maintaining
Open the best account for sole traders available in our offer and pay for 2 years:
- 0 PLN for maintaining a payment account in PLN
- 0 PLN for maintaining a foreign currency account in GBP, EUR, CHF, USD
- 0 PLN annual fee for Millennium Visa Business credit card
Opening a business is a first and the most important step
Now remember about:
- sending a VAT declaration (if your business is obliged to it)
- reporting yourself, your employees and family members to ZUS
- checking whether you need a permit or license
What we have for your business?
Self-accounting package for 0 PLN for 2 years, invoicing for 0 PLN or accounting online. Choose from 3 ready-made packages tailored to the need of your business
Install a payment terminal on your phone or tablet and accept card, watch or phone payments from your customers.
Decide to grow and lease a car, equipment or machinery. You can benefit from day one of running your business.
You can open business online if you're the Customer of our Bank and you have:
- at least 18 years old
- a citizen of Poland
- Polish identity card
- Polish address of residence
Remember that you can open a business if your identity was confirmed in our branch (e.g. during account opening).
You need Trusted Profile created with our Bank in order to sigh the application.
Yes. We don't charge any fees for sending your application of registering business in CEIDG.
You can fill in the application in mobile app or Millenet. Check in MilleAdministration tab.
You can start a chat with our expert any time if you need help in filling in the application. Remember that our experts don't act as advisors - they'll not support you on PKD codes or taxation form.
Before you fill in the application, think about:
- legal and short business name
- date of operation
- PKD codes (max. 9)
- type of taxation
- how the bookkeeping service will be provided: by yourself or by accounting office
- make sure you don't need a permit, license or relevant authorization to operate
In Millenet and mobile app you'll find a simple application - you can complete it in several minutes. Sending the application starts the process of registering your company in CEIDG, assigning REGON and NIP. In addition, we'll open Konto Mój Biznes account with a debit card for you.
You track the status of your application in Millenet and the app. When your company is registered, we activate your new account. You will conveniently log in to it like to a personal account.
Now it's your turn. You need to file a ZZA form in ZUS. If you're a VAT payer, file VAT-R form in the tax office. And it's done!
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The provider of the service of registering a business in CEIDG is Bank Millennium S.A. The service involves facilitating and forwarding to Ministry of Development and Technology an application for registering a business in Central Register and Information on Economic Activity (CEIDG). The application is available in the mobile app and Millenet. Detailed terms and conditions of the service are described in ”Załóż firmę przez internet z Bankiem Millennium” regulations, which is available in the branches and on the www.bankmillennium.pl.
For more information about the service, visit the service website https://www.bankmillennium.pl/biznes/zakladanie-firmy-przez-internet.
Detailed terms and conditions of the “1000 zł zwrotu za opłacanie składek ZUS” promotion (“the Promotion”) are laid down in “1000 zł zwrotu za opłacanie składek ZUS” Promotion Regulations (“the Regulations”) available in the Bank’s branches and on www.bankmillennium.pl
The promotion is targeted at entrepreneurs understood to mean sole traders registered in Centralna Ewidencja i Informacja o Działalności Gospodarczej [Central Business Activity Records and Information] (“Promotion Participants”).
The promotion shall be valid from 01.12.2023 to 08.04.2024.
Eligible to receive the prize (“the Bonus”) will be 12,000 Promotion Participants who will be the first to open during the Promotion a Konto Mój Biznes Account (“the Account”) via Millenet or the Mobile App or on the Bank Millennium SA portal by submitting an on-line application on www.bankmillennium.pl/wniosek-o-konto-firmowe. If it is not possible to open an Account in the above-mentioned ways, the Promotion Participant may fill in the contact form on the Bank’s portal www.bankmillennium.pl/wniosek-o-konto-firmowe by selecting the Branch path and open the Account in any branch of the Bank.
As a Promotion Participant you will receive a Bonus of maximum PLN 1500 if you meet the conditions of participation and satisfy the rules of the promotion described in the Regulations, i.e. log in to the Mobile App, give the marketing consents, ensure total inflows from outside the bank to the business account in each of the 5 calendar months following the month in which you opened the account, at the level of PLN 1000 and perform transactions with the debit card sent for the account at min. PLN 500 per month - this inflow will determine payment of the bonus in particular months, i.e. if in a particular month you fail to satisfy these conditions, the bonus for the particular month will not be paid (for accounts opened during 01.04-08.04 the month of start to satisfy the conditions is May 2024).
As a Promotion Participant you may receive:
1.up to PLN 1000 for sending a transfer to ZUS (PLN 200 per month) from the ZUS form in Millenet or the Mobile App, made within 5 months calculated from the next calendar month after opening Konto Mój Biznes account
2.PLN 500 (PLN 100 per month) if by 08.04.2024 you file an application to open a company with Konto Mój Biznes account using remote channels: Millenet or Mobile App and successfully register the business in the CEIDG database.
The Bonus described above in pt. 1 and 2 shall be paid only to the Account opened by the Promotion Participant during the Promotion period in monthly periods, not later than until the end of the calendar month, after which the Bonus was accrued. The Bonus will be paid if by the day of payment of the particular Bonus the Promotion Participant does not dissolve, terminate or withdraw from the Agreement on the Account, signed during the Promotion period and does not withdraw the marketing consents and also has activated the mobile app, ensures inflows to the Account and payments with debit card in keeping with the Regulations in each of the 5 calendar months, coming after the month, in which the account was opened.
Additionally in the “Zyskaj z kontem dla Biznesu - edycja trzecia” promotion during 24 months the fee for keeping Konto Mój Biznes Account shall be 0 PLN, for Konto Biznes it shall be 9 PLN, for an FX account 0 PLN, the annual fee for a Millennium VISA Business credit card shall be 0 PLN. The a/m Promotion is available to entities which were not party to an agreement on a settlement account in PLN for Business Clients during 1.04.2022-31.03.2023 and gave all the marketing consents. Concluding at least a Konto Mój Biznes or Konto Biznes Account agreement in PLN shall be deemed as joining the Promotion. The “Zyskaj z kontem dla Biznesu - edycja trzecia” promotion lasts from 01.04.2023 until its end, about which the Bank shall inform on http://www.bankmillennium.pl/biznes/rachunki-biezace. Details are stipulated in “Zyskaj z kontem dla Biznesu - edycja trzecia” Promotion Regulations available in the Bank’s branches and on https://www.bankmillennium.pl
Detailed principles of keeping business accounts, information about fees and interest rate are stipulated in Terms and Conditions of Opening and Keeping Bank Accounts for Business Clients in Bank Millennium S.A. and the Price List, respectively, said documents being available in the Bank’s branches and on www.bankmillennium.pl