Open a business with us and gain up to 5000 PLN

Check the promotion

Open business Legal note

It's time to start own business.
Do it with us!

OPEN BUSINESS

You can count on us! If doubts or questions arise while filling in the application, start a free chat with our expert. You can find the application in the mobile app and Millenet.

How to open business online?

Own business is an important step in life. Do it with our help and join the entrepreneurs

  • Fill in simple application

    It's in our mobile app and Millenet in MilleAdministration section

  • You can count on us

    Start a chat with our experts at any time

  • Without having to visit the office

    Register online a business in CEIDG, get NIP and REGON

  • Business account with debit card to start

    We'll automatically open Konto Mój Biznes account and order a debit card

  • Help with formalities

    We’ll help you send a VAT declaration and report to ZUS – free of charge

Up to 5000 PLN for a good start in the Konto Mój Biznes account promotion

Open Konto Mój Biznes account, give the marketing and commercial consents and activate the mobile app. Then, in each of the next 6 months, ensure the inflow of at least 1,000 PLN and spend at least 500 PLN using the card issued to the account and meet the remaining conditions.

In this promotion you can earn

  • Up to 1200 PLN for transfers to ZUS – all you have to do is make a transfer to ZUS from your Konto Mój Biznes account for 6 consecutive months and you'll receive 200 PLN every month.
  • Up to 1,200 PLN for payments made with a card added to your mobile wallet – for 6 months we’ll refund 5% of the transaction value, up to PLN 200 per month.
  • Up to 1800 PLN for a payment terminal – Sign a contract with Paytel or Millennium POS for a period of 12 months until the end of the next calendar month after signing the account agreement for 6 consecutive months, ensure a minimum monthly income of 1000 PLN from the terminal. You will receive 300 PLN for each such month.
  • 800 PLN for paying a leasing instalment to Millennium Leasing from an account opened under the promotion – just make the transfer by 31.12.2026
template.externalLink.desc Konto Mój Biznes account. OPEN BUSINESS WITH ACCOUNT

The promotion "Nawet 5000 zł premii dla przedsiębiorców z Kontem Mój Biznes” lasts until 30.09.2026. Limit: 40 000 accounts. Details in the regulationsThe link opens in a new tab..

Up to 2 years of free account maintaining

Open the best account for sole traders available in our offer and pay for 2 years:

  • 0 PLN for maintaining a payment account in PLN
  • 0 PLN for maintaining a foreign currency account in GBP, EUR, CHF, USD
  • 0 PLN annual fee for Millennium Visa Business credit card
  • 0 PLN fee for online domestic transfers in PLN, EUR to EEA countries and SEPA

Promotion "Rozwiń swój biznes z Kontem Mój Biznes" runs from 1.04.2025 until further notice. We'll inform on our website about its completion at least 7 days in advance.
Details in the regulations.
Legal note

Opening a business is a first and the most important step – and we’ll help you take the next ones

Our experts will help you free of charge to:

  • send a VAT declaration (if your business is obliged to it)
  • report yourself, your employees and family members to ZUS
  • make sure you’ve completed all the necessary formalities at the start

What we have for your business?

  • Accounting

    You can choose from 3 packages, all fully ready for KSeF. With Millennium Księgowość, you issue sales invoices, receive cost invoices and pay them with a single click directly in the system – without logging in to KSeF.

    More
  • Online shop

    Start selling online. Open online shop on Sellingo platform and test it for 0 PLN for 6 months.

    More
  • Millennium PAY payment gateway

    Accept fast payments from customers in your online shop with Millennium Pay gateway. Commission is only 0.7% on transactions for a year

    More
  • Payment terminal

    Choose payment terminal: stationary, portable or accept payment on your mobile device

    More
  • Leasing

    Decide to grow and lease a car, equipment or machinery. You can benefit from day one of running your business.

    More

FAQ

Check out the answers to the most frequently asked questions about opening a business online

  • You can open business online if you're the Customer of our Bank and you have:

    • at least 18 years old
    • a citizen of Poland
    • Polish identity card
    • Polish address of residence

    Remember that you can open a business if your identity was confirmed in our branch (e.g. during account opening).

    You need Trusted Profile created with our Bank in order to sigh the application.

  • Yes. We don't charge any fees for sending your application of registering business in CEIDG.

  • You can fill in the application in mobile app or Millenet. Check in MilleAdministration tab.

    You can start a chat with our expert any time if you need help in filling in the application. Remember that our experts don't act as advisors - they'll not support you on PKD codes or taxation form.

  • Before you fill in the application, think about:

     

    • legal and short business name
    • date of operation
    • PKD codes (max. 9)
    • type of taxation
    • how the bookkeeping service will be provided: by yourself or by accounting office
    • make sure you don't need a permit, license or relevant authorization to operate

  • In Millenet and mobile app you'll find a simple application - you can complete it in several minutes. Sending the application starts the process of registering your company in CEIDG, assigning REGON and NIP. In addition, we'll open Konto Mój Biznes account with a debit card for you.

    You track the status of your application in Millenet and the app. When your company is registered, we activate your new account. You will conveniently log in to it like to a personal account.

    Now it's your turn. You need to file a ZZA form in ZUS. If you're a VAT payer, file VAT-R form in the tax office. And it's done!

Legal note

  • Legal note