Since 25.08 It will not be possible to log in to Millenet from the version of the browser you are now using. Update the browser on your device and use online banking in a comfortable and secure way.
Update the browser
Open a business with us and gain up to 4200 PLN
Check the promotion
It's time to start own business.
Do it with us!
- come up with a name
- determine the data of operation
- decide which PKD codes best matches your business - use the search enginelink otwiera się w nowym oknie
- choose the taxation method
- make sure your Trusted Profile is active and created with our Bank
You can count on us! If doubts or questions arise while filling in the application, start a free chat with our expert. You can find the application in the mobile app and Millenet.
How to open business online?
-
Fill in simple application
It's in our mobile app and Millenet in MilleAdministration section
-
You can count on us
Start a chat with our experts at any time
-
Without having to visit the office
Register online a business in CEIDG, get NIP and REGON
-
Business account with debit card to start
We'll automatically open Konto Mój Biznes account and order a debit card
-
Help with formalities
We’ll help you send a VAT declaration and report to ZUS – free of charge
Up to 4.200 PLN for a good start in the Konto Mój Biznes account promotion
Open a business account, give marketing consents, and log in to the mobile app. Then, for 5 consecutive months ensure at least 1000 PLN in incoming transfers to the account opened in the promotion, and make payments of at least 500 PLN using the card issued to the account or BLIK.
You can gain up to 4200 PLN:
- up to 500 PLN – open your business with us and meet simple promotional conditions
- up to 500 PLN – make ZUS transfers from your Konto Mój Biznes account for 5 consecutive months
- up to 1600 PLN – pay for fuel with your card or BLIK at any station in Poland, and we’ll refund up to 320 PLN monthly for 5 months
- up to 1600 PLN for a payment terminal – for 5 consecutive months, ensure a minimum monthly income of 1000 PLN from the terminal. You will receive 320 PLN for each such month. Sign a contract with Paytel or Millennium POS for a period of 12 months until the end of the next calendar month after signing the account agreement
The promotion „Zyskaj premię z Kontem Mój Biznes” lasts until 31.03.2026. Limit: 15 000 accounts. Details in the regulations (in Polish).
Up to 2 years of free account maintaining
Open the best account for sole traders available in our offer and pay for 2 years:
- 0 PLN for maintaining a payment account in PLN
- 0 PLN for maintaining a foreign currency account in GBP, EUR, CHF, USD
- 0 PLN annual fee for Millennium Visa Business credit card
- 0 PLN fee for online domestic transfers in PLN, EUR to EEA countries and SEPA
Promotion "Rozwiń swój biznes z Kontem Mój Biznes" runs from 1.04.2025 until further notice. We'll inform on our website about its completion at least 7 days in advance.
Details in the regulations.
Legal note
Opening a business is a first and the most important step – and we’ll help you take the next ones
Our experts will help you free of charge to:
- send a VAT declaration (if your business is obliged to it)
- report yourself, your employees and family members to ZUS
- make sure you’ve completed all the necessary formalities at the start
What we have for your business?
-
Accounting
You have 3 packages to choose from fully prepared for KSeF. With the Accounting Service, you will gain access to training and tools to help you run your business.
-
Online shop
Start selling online. Open online shop on Sellingo platform and test it for 0 PLN for 6 months.
-
Millennium PAY payment gateway
Accept fast payments from customers in your online shop with Millennium Pay gateway. Commission is only 0.7% on transactions for a year
-
Payment terminal
Choose payment terminal: stationary, portable or accept payment on your mobile device
-
Leasing
Decide to grow and lease a car, equipment or machinery. You can benefit from day one of running your business.
FAQ
Check out the answers to the most frequently asked questions about opening a business online
-
How to open a business online?
You can open business online if you're the Customer of our Bank and you have:
- at least 18 years old
- a citizen of Poland
- Polish identity card
- Polish address of residence
Remember that you can open a business if your identity was confirmed in our branch (e.g. during account opening).
You need Trusted Profile created with our Bank in order to sigh the application.
-
Is business opening free of charge?
Yes. We don't charge any fees for sending your application of registering business in CEIDG.
-
Where can I find the application?
You can fill in the application in mobile app or Millenet. Check in MilleAdministration tab.
You can start a chat with our expert any time if you need help in filling in the application. Remember that our experts don't act as advisors - they'll not support you on PKD codes or taxation form.
-
What should you do before filling in the application?
Before you fill in the application, think about:
- legal and short business name
- date of operation
- PKD codes (max. 9)
- type of taxation
- how the bookkeeping service will be provided: by yourself or by accounting office
- make sure you don't need a permit, license or relevant authorization to operate
-
How business opening process look like?
In Millenet and mobile app you'll find a simple application - you can complete it in several minutes. Sending the application starts the process of registering your company in CEIDG, assigning REGON and NIP. In addition, we'll open Konto Mój Biznes account with a debit card for you.
You track the status of your application in Millenet and the app. When your company is registered, we activate your new account. You will conveniently log in to it like to a personal account.
Now it's your turn. You need to file a ZZA form in ZUS. If you're a VAT payer, file VAT-R form in the tax office. And it's done!
Legal note
-
Legal note
The provider of the service of establishing a company in CEIDG is Bank Millennium S.A. The service consists in making available and submitting to the Ministry of Development and Technology an application for entry of a business activity in the Central Register and Information on Economic Activity (CEIDG). The application is available in the mobile app and Millenet. Detailed terms and conditions of the service are described in the Terms and Conditions of the “Start a business online with Bank Millennium” service, which is available at Bank branches and on the website www.bankmillennium.pl.For more information about the service, visit its website www.bankmillennium.pl.
Detailed terms and conditions of the “Zyskaj premię z Kontem Mój Biznes” promotion are provided in the Promotion Regulations, which are available in the Bank’s branches and on www.bankmillennium.pl.
The promotion is targeted at entrepreneurs understood to mean sole traders registered in Centralna Ewidencja i Informacja o Działalności Gospodarczej [Central Business Activity Records and Information].
The Promotion shall last from 01.12.2025 to 31.03.2026.
15,000 Promotion Participants, who are the first during the Promotion to open a Konto Mój Biznes account in Millenet or the Mobile App, or on the portal of Bank Millennium SA, submitting the application online application, shall be eligible for the reward. If it is not possible to open an account in the above-mentioned way, the Promotion Participant may fill in the contact form on the Bank’s portal contact by selecting the Branch path, and open the account in any branch of the Bank. We will inform you about the use of the limit on our website www.bankmillennium.pl.
As a Promotion Participant you will receive a Bonus of maximum PLN 4200 if you meet the conditions of participation in the promotion and log to the Mobile App, read the Regulations and accept them, give the marketing and commercial consents and do not withdraw them during the Promotion until payment of the Bonus, ensure total inflows from outside the bank to the business account in each of the 5 calendar months following the month in which you opened the account, at the level of a minimum of PLN 1000 and make transactions with the debit card issued to the account or by BLIK at the level of min. PLN 500 a month, which will be booked on the account opened in the Promotion and satisfy the Promotion rules described below:
As a Promotion Participant you may receive:
1. Up to PLN 500 (PLN 100 during 5 months) if in each of the 5 months calculated from the next calendar month after opening the account you send transfers to ZUS with the ZUS form in Millenet or the Mobile app.
2. Up to PLN 1600 (5% refund up to PLN 320 every month during 5 months) if in each of the 5 months calculated from the next calendar month after opening the account you pay by card or BLIK for fuel at all fuel stations in Poland, and the transactions are booked on your account opened in the Promotion.
3. Up to PLN 1600 for a POS terminal (PLN 320 every month for 5 months) if you sign a POS terminal agreement for a period of 12 months with PayTel or Millennium POS at most until the end of the next calendar month after opening the Konto Mój Biznes account, then you provide monthly proceeds from the terminal at the level of at least PLN 1000 starting from the full calendar month after signing the agreement.
4. Up to PLN 500 (PLN 100 per month) if by 31.03.2026 you file an application to open a company with a Konto Mój Biznes account using remote channels: millenet or mobile application and effectively register the business in the CEIDG database.
The Bonus described above in pt. 1, 2, 3 and 4 shall be paid only to the Konto Mój Biznes account opened by the Participant in the Promotion. The Bonus will be paid not later than until the end of the month coming after the period specified in the Regulations. The Bonus will be paid if by the day of payment of the particular Bonus the Promotion Participant does not: dissolve, terminate or withdraw from the Agreement on the account, concluded during the Promotion period, does not withdraw the marketing and commercial consents and also will have an activated mobile application, as well as ensuring inflows to the account and also payments with the debit card issued to the account or by BLIK in keeping with the Promotion Regulations, in each of the 5 calendar months, coming after the month, in which the account was opened.
Additionally in the “Rozwiń swój biznes z Kontem Mój Biznes” promotion during 24 months the fee for keeping Konto Mój Biznes account shall be 0 PLN, for the first and subsequent FX accounts 0 PLN, the annual fee for a Millennium VISA Business credit card shall be 0 PLN. Domestic transfers ordered in electronic banking and mobile application to accounts in other banks: in PLN and EUR to EEA and SEPA countries in the standard mode free of charge. The a/m Promotion is available to entities which were not party to an agreement on a settlement account in PLN for Business Clients during 1.04.2024-31.03.2025 and gave all the marketing and commercial consents. Concluding a Konto Mój Biznes account agreement in PLN shall be deemed as joining the a/m Promotion. The “Rozwiń swój biznes z Kontem Mój Biznes” Promotion is valid from 01.04.2025 until its end, about which the Bank shall inform on the website http://www.bankmillennium.pl. Details are stipulated in “Rozwiń swój biznes z Kontem Mój Biznes” Promotion Regulations available in the Bank’s branches and on https://www.bankmillennium.pl.