Clients who are applying for a cash loan in the income model can use the alternative - to a statement of account - method of confirming salary inflow to their account. They just need to download the history of transactions logging on to the account which is credited with their salary in another bank, via Millenet. The service is available to those clients, from whom only one document to confirm their income is required and for whom the source of remuneration is employment agreement.
If a positive assessment of their credit capacity and worthiness is given, the process is fully automatic.
The omni-channel nature of the service means that it is available in e-banking as well as at branches and in TeleMillennium. Clients may start the process in each of these channels, save it and complete it in Millenet, personally logging on to the other bank and identifying the salary account. Signing of the agreement is also done in Millenet, although clients can also sign it at a branch.
After extending the service, income can be confirmed from accounts in three banks – Alior Bank, ING and mBank. However, the service is being continuously developed and soon we will inform you about the next new developments.