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01.02.2021

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New television commercial of Bank Millennium

On 1 February the new Cash Loan commercial from Bank Millennium (APR 15.32%) will go on air. This time Radek Kotarski shares with us interesting information about the word “pokój” (peace or room in Polish) and explains where this name for room comes from.

- The word room in Polish comes from a word, which meant peace and quiet (“spokój”) or lack of worries and peace of mind – Radek Kotarski says in the ad. A peaceful and quiet mood can be brought about by a Cash Loan from Bank Millennium, which can be used to finance e.g. a redo of the kid’s room.

The Cash Loan in Bank Millennium can be taken i.a. using the Millenet Internet banking system or the Millennium mobile app. For more information about the Cash Loan go to: https://www.bankmillennium.pl/klienci-indywidualni/pozyczkilink otwiera się w nowym oknie

The television commercial will be shown on national channels, selected thematic channels and on Bank Millennium’s channel on YouTube. The spot will also be promoted online. The spot was created by Change Serviceplan and produced by Corner Shop, while media were bought by Starcom.

DISCLAIMER
Representative example for Cash Loan: “Promocja na start z ubezpieczeniem V edycja”: Annual Percentage Rate (APR) is 15.32%, total loan amount (net of debt-financed costs): PLN 15,000, total amount due: PLN 20,879.67 fixed interest rate 7.15%; total cost of the loan: PLN 5879.67 (including: 0% fee (PLN 0); interest PLN 3269.67; additional services PLN 2610, including: insurance PLN 2610, PLN 0 - fee for Konto 360° provided that there is minimum PLN 1000 externally-sourced turnover on the account and at least 1 payment with the debit card/BLIK is made in a month; otherwise the monthly fee for the payment account shall be PLN 8); 58 equal monthly payments of PLN 359.99; first payment due after 30 days from disbursement of loan proceeds. The calculation was made as of 21.01.2021 on a representative example.

The “Promocja na start z ubezpieczeniem V edycja” Promotion is valid till 2.04.2021 and applies to insured cash loans granted for the period of 58 months with amount to be disbursed under the agreement of PLN 5000 or PLN 10 000 or PLN 15 000 or PLN 20 000. The Promotion is available to Customers who during the last 12 months counting from the day of application did not have a cash or consolidation loan in the Bank, declare transfer of net income to their current account in the Bank, conclude via the Bank a Bezpieczna Pożyczka wariant 1 insurance agreement and identify the Bank as the beneficiary under this agreement in the event of the Borrower’s death. An additional condition is to agree to receiving commercial information via electronic channels and to processing by the Bank of contact data for the purpose of sending by the Bank of information regarding products and services of companies cooperating with the Bank In case of resignation from the Bezpieczna Pożyczka wariant 1 insurance agreement during the life of the loan, the interest rate shall be raised by 1 percentage point, not more than up to the rate of statutory maximum interest, in keeping with art. 359 § 2¹ of Civil Code. The Promotion may not be combined with other promotions concerning cash loans. Detailed terms and conditions of the Promotion are stipulated in “Promocja na start z ubezpieczeniem V edycja” Regulations. Details concerning granting of loans are stipulated in the Regulations on Loans Granted to Individuals by Bank Millennium S.A. Standard fees, commissions and interest rate are charged in accordance with the Cash Loan Price List. Details concerning principles of granting insurance cover under Bezpieczna Pożyczka wariant 1 insurance by Towarzystwo Ubezpieczeń Europa S.A. and Towarzystwo Ubezpieczeń na Życie Europa S.A. are contained in Terms and Conditions of Bezpieczna Pożyczka Insurance and in the Product Card – Bezpieczna Pożyczka insurance (available to persons who did not turn 65 on the date of concluding the insurance agreement). The above-mentioned documents are available in the Bank’s branches and on the www.bankmillennium.pl website. Before granting a loan the Bank evaluates the Applicant’s credit capacity and worthiness on a case-by-case basis; in justified cases it may refuse to grant the loan.