How to make a money transfer

Step by step you will learn how to order a transfer or pay bills

How to make a money transfer step by step

Ordering a domestic transfer is easy and secure. You need the number account of the recipient.

  1. 1

    After logging into online banking, click TRANSFER under the summary of funds

  2. 2

    Fill the form in. If you pay bills, check the invoice what to write in the transfer title field

  3. 3

    Enter the SMS Password sent to your phone number (you can also confirm your operations in the mobile app without entering the password)

Good to know

  • You can choose an instant transfer so that the money reaches the recipient in a few seconds. Check this option at the bottom of the form. We charge a fee for such a transfer.
  • A domestic transfer is free (if you have Konto 360º or Millennium 360º). If you send it to another bank after 2:30 pm, the money will arrive the next business day.
  • If you want to send a different type of transfer, for example an international one, go to the Payments tab in the top menu and select the transfer type. See available types of transfers

You have more options

See how to add a recipient and choose a transfer that fits your needs.

  • Before making a transfer, think about who you want to send money to and how. We have several types of transfers to make it easier for you. Most often you will use a domestic transfer, but you can also:

    • transfer money between your accounts,
    • send a foreign transfer,
    • send a contribution to ZUS,
    • pay tax or customs duties,
    • make a credit card transfer,
    • set transfer with future due date - you can choose the date on the form

    Please note that we charge a fee for some of these transfers. Information about the cost is always visible at the bottom of the form.

  • The recipient needs money immediately? Make an instant transfer. The money will arrive in a few seconds. At the bottom of the form, check the Instant transfer box.

    Remember that we charge a fee for such a transfer in accordance with the price list. Information about the cost is always visible at the bottom of the form.

  • After selecting the History button, a list of executed transactions will be displayed. Select the transfer for which you want to download a confirmation, click Transaction details, and then select Download confirmation.

  • If you wish to regularly send a transfer of the same amount to the same recipient, you may set up a standing order.

    To add a standing order in the menu select: Payments > Standing orders.

  • If you frequently make transfers to the same person, save them to your recipient list. When making a transfer in the mobile app or in Millenet, select the "Save Recipient" option at the bottom of the screen.

    You can also add a recipient in the mobile app, by selecting Payments > Recipients

  • When adding a new recipient, select Trusted Recipient and confirm your choice with SMS Password (you can also confirm operations in the mobile app). From now on, you can send transfers to this recipient without additional confirmation, e.g. by an SMS password.

  • If you have ordered a transfer with a future due date but you want to modify or delete it, you can do so under My Finances > Upcoming Payments.

  • You can edit or delete a saved transfer recipient in the mobile app by selecting: Payments > Recipients > Select Recipient > More

  • You can make a domestic transfer or an instant transfer to another Polish bank in the mobile app. Go to: Payments > Domestic transfer

    To send an instant transfer, select this option at the bottom of the form under "Transfer delivery time".

    Note: the maximum limit for instant transfers is fixed and cannot be increased.

    Would you like to send an instant transfer for a higher amount? You can:

    • send a BLIK transfer to mobile (up to 5 000 PLN per transfer)
    • arrange a SORBNET transfer at a bank branch (for any amount)

    Good to know: to make a domestic or international transfer in a currency other than PLN, go to: Payments > Currency transfer

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