A photo of a woman in an armchair, and next to it a graphic with a 10% discount in the promotion.

About the Insurance

A photo of a woman in an armchair, and next to it a graphic with a 10% discount in the promotion.

Take care of your property’s safety and enjoy greater peace of mind.

You can insure your property whether you are the owner, a tenant, or renting it out to others. You can insure a house, a home under construction, or a flat — for yourself, a family member, or a friend. You can pay the premium directly from your bank account. The maximum sum insured is PLN 4 million.

Available coverage options

  • Property protection against selected or all risks (full coverage).
  • Protection against theft, burglary, and vandalism.
  • Third party liability insurance with automatic extension to include tenant liability and landlord liability.
  • Home Assistance for emergencies.
Do you have other question?

If you want to learn more about the property insurance call us at 503 201 020 Monday to Friday, 9 am to 6 pm.

Legal note

The ”Oferta specjalna - ubezpieczenie nieruchomości” promotion runs from 16.06.2026 to 31.07.2026. As part of the promotion, you can insure a property with a 10% discount. The promotion is available to adult holders of personal accounts in Bank Millennium S.A., enabling payment of the insurance premium, who have access to the Bank’s mobile application. the promotion organiser is Towarzystwo Ubezpieczeń Europa S.A. Detailed information is set out in the ”Oferta specjalna - ubezpieczenie nieruchomości” Regulations, available on our website at: www.bankmillennium.pl.

Real estate insurance is a voluntary individual insurance in which insurance cover is provided by Towarzystwo Ubezpieczeń Europa S.A. with its registered office in Wrocław, which is the Insurer.

The insurance agreement is concluded by the Client with the Insurer through Bank Millennium SA with its registered office in Warsaw, which acts as an insurance agent and has the appropriate powers of attorney granted by the Insurer to perform agency activities on its behalf, and the employees through whom the agency activities are performed have appropriate authorisations issued by the agent in this regard. Bank Millennium SA, as an insurance agent, is entered in the Register of Insurance Agents under number RA 11162860/A (https://rpu.knf.gov.pl/) and performs agency activities for several insurers. Detailed information on the agent's activities required under the Insurance Distribution Act is set out in the Product Card.

Detailed information on the scope of insurance, terms of cover, exclusions and limitations of liability can be found in the following documents: the Insurance Product Information Document, the Product Card and the Insurance Terms and Conditions. These documents, as well as the Agent's Power of Attorney and the list of employees who are entered in the register of insurance intermediaries kept by KNF and are authorised to perform agency activities on behalf of the Bank, are available on our website: https://www.bankmillennium.pl/en/individuals/insurance/home-and-apartment-insurance.

Information promoting insurance is of a marketing nature and does not constitute an offer within the meaning of the Civil Code.