About the product

Do you manufacture or develop solutions for industry, aerospace, electronics or cybersecurity? Are you planning to launch or develop the manufacture of products that can be used for both civilian and defence purposes?

A loan for the manufacture of dual-use products in Bank Millennium allows to finance the purchase of machinery, equipment and technological lines needed to carry out the investment.

In addition, you can repay part of the loan with funds from a grant from Bank Gospodarstwa Krajowego (BGK).

How to obtain a loan and cofinancing

  1. Submit a loan application

    If we positively assess your application, we will issue you a loan promise or sign a conditional loan agreement with you.

    On this basis, you can further apply for cofinancing at BGK and sign a loan agreement with us.

  2. Submit an application for investment cofinancing to BGK during an open call period

    Attach the loan promise or conditional loan agreement to your application.

    If the BGK approves your application, they will issue to you a promise of a grant.

  3. Sign a dual-use manufacturing loan agreement with us
  4. Sign a cofinancing agreement with BGK

  5. Implement the project

    Complete at least 15% of the planned value of the eligible expenses of the investment project.

  6. Submit an interim and final payment application to BGK

    On its basis, BGK will disburse the grant. The payment goes directly to us and covers part of the loan principal.