About the credit

Current account overdraft 

You are looking for a product that will continuously help you maintain the liquidity of your company and will also allow you to save time and energy required when applying for a small cash loan. Your timely repayment of even urgent obligations will be facilitated by the funds available as part of your current account overdraft. At any time, you will be able to use additional capital and assign it for any purpose related to your company's operations.

Benefits of Current account overdraft:

  • you may allocate your loan for any purpose,
  • you may use the funds within the limit for a period of up to 12 months,
  • renewable limit - all incoming funds on your current account will automatically reduce your debt,
  • you will have a variable interest rate based on the reference rate of the National Bank of Poland (NBP) and the Bank's margin,
  • high loan amount - up to PLN 570,000 without material collateral (de minimis guarantee of BGK is sufficient),
  • easy and full access to account balance and account history information via Millenet system and Bank’s mobile application and in monthly account statements.

Biznes Line

Our Consultants 24 hours a day will provide you with detailed information and perform your orders.

801 31 31 31
line available for fixed-line and mobile calls

How to get

Contact your credit expert who will provide you with detailed information about our offer and the documents required by the Bank to check your credit capacity. He will also help you prepare your loan application. We will assess your credit capacity free of charge.

Contact with expert

To calculate your overdraft, we will require the following documents from you:

  • founding documents that indicate the legal status of the company,
  • documents indicating the authorities empowered to make statements regarding property rights and financial obligations,
  • confirmation of the business' REGON statistical number,
  • confirmation of the NIP number (Taxpayer Identification Number),
  • company's financial documents.

Other documents may also be required.

We have a simplified procedure for long-standing customers.

After having checked your credit capacity, your Biznes Advisor will contact you and present the Bank offer prepared for you.

List of credit experts