Current account overdraft
You are looking for a product that will continuously help you maintain the liquidity of your company and will also allow you to save time and energy required when applying for a small cash loan. Your timely repayment of even urgent obligations will be facilitated by the funds available as part of your current account overdraft. At any time, you will be able to use additional capital and assign it for any purpose related to your company's operations.
Benefits of Current account overdraft:
- you may allocate your loan for any purpose,
- you may use the funds within the limit for a period of up to 12 months,
- renewable limit - all incoming funds on your current account will automatically reduce your debt,
- you will have a variable interest rate based on the reference rate of the National Bank of Poland (NBP) and the Bank's margin,
- high loan amount - up to PLN 570,000 without material collateral (de minimis guarantee of BGK is sufficient),
- easy and full access to account balance and account history information via Millenet system and Bank’s mobile application and in monthly account statements.