Promotion of cash loan in Bank Millennium

In Bank Millennium a loan for small and large expenses can be taken online and without commission. In the current “Powiedz tak marzeniom-edycja V” promotion, the Annual Percentage Rate is 11.23%. The Customer decides for himself how long he will repay the liability in fixed instalments. The loan can be obtained until 25 July 2025 for a period of 48 to 70 months, with a payday amount of PLN 5000 to PLN 40,000. The promotion can be used by customers who do not have an active cash or consolidation loan at the time of application and have not had them in the last 6 months.¹

Radosław Kotarski and Maciej Musiał argue in the advertising spot - It is normal that plans are there to be carried out and that a little person has great needs. It is also normal that sometimes you need to refresh the living room. It is normal that then it is worth reaching for a Bank Millennium cash loan. Take a Millennium loan in the app and choose instalments tailored to your needs. APR 11.23%.

The new television commercial will be shown on national channels, selected thematic channels and on Bank Millennium’s channel on YouTube. The campaign will also be online. The TV campaign was created by Change Serviceplan. Media were bought by Starcom.

Read more on: www.bankmillennium.pllink otwiera się w nowym oknie.

¹Cost of the loan and disclaimer: Representative example for the Cash Loan in the promotion: “Powiedz tak marzeniom-edycja V”: Annual Percentage Rate of Charge (APRC) is 11.23%; total loan amount (net of debt-financed costs): PLN 24,011,00, total amount due: PLN 31,076.84, fixed interest rate 10.69%, total cost of the loan: PLN 7,065.84 (including: fee 0%, interest PLN 7065.84), 57 equal monthly instalments of PLN 539.04, first instalment payable after 30 days from loan disbursement. The calculation was made as of 25.04.2025 on a representative example. The “Powiedz tak marzeniom-edycja V” promotion is valid from 26.04.2025 till 25.07.2025 and applies to cash loans granted for a selected period from 48 to 70 months, with amount to be disbursed under the agreement from PLN 5,000 PLN to PLN 40,000. You can take advantage of the promotion if: in the last 6 months, counting from the date of application, you have not had a cash or consolidation loan in Bank Millennium S.A. (hereinafter also "we"), you undertake to transfer your salary or net income in the amount specified in the loan agreement, min. PLN 1000 net per month throughout its repayment period to your current account maintained with us and you agree to receive commercial and marketing information through electronic channels and to the processing of your personal data by the Bank in order for us to provide information on the products and services of companies cooperating with us and you meet the other conditions contained in the Regulations of the cash loan promotion "Powiedz tak marzeniom-edycja V". In the absence of the declared inflow of remuneration or net income in a given month, the interest rate on the loan in that month will be increased by 0.4 percentage point, not more than the statutory maximum interest, in accordance with Article 359 § 2¹ of the Civil Code - in such a situation the fixed instalment will change. The Promotion may not be combined with other promotions concerning cash loans. Detailed terms and conditions of the Promotion are stipulated in the “Powiedz tak marzeniom-edycja V” cash loan Promotion Regulations. Detailed terms and conditions under which we grant loans are described in the Regulations on loans granted to individuals by Bank Millennium S.A. Standard fees, commissions and interest rates are charged in accordance with the terms of the Loan Agreement. Before we grant you a loan, we assess your credit capacity and creditworthiness each time. In justified cases, we may refuse to grant you credit.