Estimated level of provisions against legal risk related to FX mortgage loans portfolio in the 1st quarter of 2026

The Management Board of Bank Millennium S.A. (‘the Bank’) informs that the estimated level of 1 st quarter 2026 provisions for legal risk connected with FX mortgage loans originated by the Bank amounts to PLN 190 million. Additionally, PLN 36 million worth of provisions (without P&L impact) are estimated to be created against legal risk related to the loan book originated by former Euro Bank S.A.

Final value of legal risk provisions in the 1 st quarter 2026 will be disclosed in the financial statements for 1 st quarter of 2026 due to be announced on April 28, 2026.

Legal basis: art. 17 section 1 MAR