The Management Board of Bank Millennium S.A. ("the Bank"), hereby reports that on 26th of November 2020, it received from the Polish Financial Supervision Authority (“PFSA”) the decision with recommendation regarding maintaining additional own funds (on non-consolidated basis) at the level of 3.41 percentage points above the value of total capital ratio defined in the art. 92.1.c of regulation (EU) No 575/2013 of the European parliament and of the Council of 26 June 2013 on prudential requirements for credit institutions and investments firms and amending Regulation (EU) No 648/2012 (“CRR”), in order to secure the risk resulting from FX mortgage for households loan portfolio, which should consist of at least 75% of Tier I capital (which corresponds to 2.56 percentage points above the value of Tier I capital defined in art.92.1.b of CRR) and at least 56% of core Tier I capital (which corresponds to 1.91 percentage points above the value of core Tier I capital defined in art.92.1.a of CRR). The new level of the required buffer is lower by 1.55 percentage points compared with the level communicated on the 8th of November 2019

The Management Board of Bank Millennium S.A. („Bank”) hereby informs that on 6 November 2020 the Bank obtained a decision of the Polish Financial Supervision Authority ("PFSA") dated 29 October 2020 on identification the Bank as other systemically important institution and imposing on the Bank a buffer of other systemically important institution and maintaining a buffer – on individual and consolidated basis – on the highest domestic level of prudential consolidation in the meaning of the Regulation of the European Parliament and of the Council (EU) No. 575/2013 of 26 June 2013 on prudential requirements for credit institutions and investment firms, amending Regulation (EU) No. 648/2012.

Bank Millennium S.A’s (‘Bank’) Management Board informs that on October 5th 2020 Fitch rating agency (‘Fitch’), after its annual review, affirmed Bank’s ratings and outlook on main ratings at the following levels:

The Management Board of Bank Millennium S.A. (the “Bank”) informs on obtaining an information that on 1 October 2020 the Regional Court of capital city of Warsaw in Warsaw, XIII Economic Unit of the National Court Register, registered the changes in Bank’s Articles of Association, made in accordance with Paragraph 1 of the resolution no. 3 of the Extraordinary General Meeting of the Bank of 3 July 2020 (the contents of the said resolution the Bank published in current report no. 20/2020 of 3 July 2020).

The Management Board of Bank Millennium S.A. (the “Bank”) informs that it obtained the information on performing on 25 September 2020 by the Regional Court of capital city of Warsaw in Warsaw, XIII Economic Unit of the National Court Register, of the registration of the changes in Bank’s Articles of Association, made in accordance with Paragraph 1 points 2-4 of the resolution no. 25 of the Ordinary General Meeting of the Bank of 20 March 2020 (the contents of the said resolution the Bank published in current report no. 11/2020 of 20 March 2020).

Management Board of Bank Millennium S.A. („Bank”) informs, that it received from the:
Chairman of the Management Board – Mr. Joao Bras Jorge,
Deputy Chairman of the Management Board – Mr. Fernando Cardoso Rodrigues Bicho,
Member of the Management Board – Mr. Andrzej Gliński,
Member of the Management Board – Mr. Wojciech Haase,
Member of the Management Board – Mr. Jarosław Hermann,
Member of the Management Board – Mr. Antonio Ferreira Pinto Junior,
Member of the Management Board – Mr. Wojciech Rybak,
notices on purchase of Bank’s shares. The notifications constitute attachments hereto.

The Management Board of Bank Millennium S.A. (“the Bank”) hereby informs about change of rights under shares issued by the Bank, consisting in conversion of 232 ordinary registered shares to 232 bearer shares.

In execution of the Decision of the Polish Securities and Exchange Commission (at present the Polish Financial Supervision Authority), of 3.01.2001, amended with decisions dated 22.05.2001 and 13.01.2004, on granting approval to transfer outside the regulated market 87,594 common bearer shares of Bank Millennium S.A. ("Bank"), obliging the Bank to disclose by announcement in the form of current reports, two times a year i.e. by 31.01 and 31.07, the terms and conditions of the transaction to swap shares of the former BIG BANK S.A. (previously: Łódzki Bank Rozwoju S.A.) into shares of the Bank (previously: BIG Bank GDAŃSKI S.A.), in connection with the merger of both banks on 5.01.2001, in the half of the year preceding the announcement, The Management Board of the Bank informs that during the period from 1.01.2020 to 30.06.2020 no transfer of Bank's bearers shares took place outside the regulated market onto the shareholders of the former BIG BANK S.A., in exchange for shares of the former BIG BANK S.A.

Management Board of Bank Millennium S.A. („Bank”, „Issuer”),further to current report no. 22/2020, informs that under implementation of the programme of purchase of own shares the rules of which are provided for in the Resolution of the Bank Management Board of 23 July 2020 („Resolution” and „Programme”) acting on the basis of authorisation granted to it by way of Resolution no. 4 of the Extraordinary General Meeting of Shareholders of 27 August 2019 in the matter of establishment of incentive programme and determination of principles governing management thereof, authorisation of the Company Management Board to purchase own shares for purpose of implementation of the incentive programme and establishment of reserve capital for purchase of such shares (as amended by Resolution of the Extraordinary General Meeting of Shareholders no. 2/2020 of 3 July 2020), the Issuer concluded the transactions of purchase of own shares of the Bank (code ISIN: PLBIG0000016) described in the attachments 1-3 of this report, to perform its obligations resulting from allocation of shares to employees or members of Bank Management Board or the Bank Millennium S.A. Group.

Management Board of Bank Millennium S.A. („Bank”, „Issuer”), informs that under implementation of the incentive programme the rules of which are provided for in the Resolution no. 4 of the Extraordinary General Meeting of Shareholders of 27 August 2019 in the matter of establishment of incentive programme and determination of principles governing management thereof, authorisation of the Company Management Board to purchase own shares for purpose of implementation of the incentive programme and establishment of reserve capital for purchase of such shares (as amended by Resolution of the Extraordinary General Meeting of Shareholders no. 2/2020 of 3 July 2020) („GM Resolution”), Remuneration Policy for Risk Takers in Bank Millennium S.A. Group and the Incentive Programme Regulations