Bank Millennium S.A’s (‘Bank’) Management Board informs that on September 10, 2021 Fitch Ratings, a rating agency, (‘Fitch’) affirmed Long-term Issuer Default Rating (‘IDR’) at 'BBB-‘ with a negative outlook and Viability Rating (‘VR’) of the Bank at ‘bbb-‘. Both ratings and national ratings have been removed from Negative Rating Watch where they had been placed on March 16, 2021 as reported by the Bank in the current report 8/2021.

The Management Board of Bank Millennium S.A. (the “Bank”) informs that it learned that on 23 August 2021 the Regional Court for Warsaw in Warsaw, 13th Business Department of the National Court Register registered the change of the Bank’s Articles of Association adopted pursuant to § 1 item 2/-4/ of Resolution No. 44 (“the Resolution”) of the Bank’s Ordinary General Meeting of 24 March 2021. The Bank published the text of the a/m Resolution in Current Report No. 12/2021 of 24 March 2021. Proceedings regarding the change of the Articles of Association stemming from § 1 item 1/ of the Resolution are pending.

Management Board of Bank Millennium („Bank") informs that on 20 August 2021 the Bank received from two Members of the Management Board of the Bank, notifications on sale of the Bank’s shares.

Further to current report No. 16/2021 dated 10 May 2021, the Management Board of Bank Millennium S.A. (the ‘Bank’), acting pursuant to Article 539 §1 and 2 and Article 540 of the Commercial Companies Code (the ‘CCC’), in conjunction with Article 402¹ of the CCC, hereby provides its shareholders with a supplement to the first notification about the proposed demerger of Millennium Dom Maklerski S.A. (the ‘Demerged Company’ or ‘MDM’), (the ‘MDM Division’), and announces that the shareholders of the Bank may review the opinion of the statutory auditor from the audit of the division plan of MDM signed on 10 May 2021 (the ‘MDM Demerger’) in terms of its correctness and accuracy. The opinion of the statutory auditor from the audit of the MDM Demerger Plan is available on the Bank’s website: https://www.bankmillennium.pl/en/mdm_demerger_plan.

In execution of the Decision of the Polish Securities and Exchange Commission (at present the Polish Financial Supervision Authority), of 3.01.2001, amended with decisions dated 22.05.2001 and 13.01.2004, on granting approval to transfer outside the regulated market 87,594 common bearer shares of Bank Millennium S.A. ("Bank"), obliging the Bank to disclose by announcement in the form of current reports, two times a year i.e. by 31.01 and 31.07, the terms and conditions of the transaction to swap shares of the former BIG BANK S.A. (previously: Łódzki Bank Rozwoju S.A.) into shares of the Bank (previously: BIG Bank GDAŃSKI S.A.), in connection with the merger of both banks on 5.01.2001, in the half of the year preceding the announcement, The Management Board of the Bank informs that during the period from 1.01.2021 to 30.06.2021 no transfer of Bank's bearers shares took place outside the regulated market onto the shareholders of the former BIG BANK S.A., in exchange for shares of the former BIG BANK S.A.

The Management Board of Bank Millennium S.A. (‘the Bank’) informs that it took a decision to create in its 2Q21 accounts PLN460.1 million of provisions for legal risk connected with FX mortgage loans originated by the Bank. Additional PLN53.6 million provisions will also be created against legal risk related to the loan book originated by Euro Bank but without a bottom line impact. The provisions reflect the continuing negative trends in court decisions, inflow of new court cases and resultant changes in the Bank’s risk assessment methodology.

The Management Board of Bank Millennium S.A (‘the Bank’) informs that the Bank received a letter from the Polish Financial Supervision Authority (‘PFSA’) dated June 30, 2021 specifying dividend policy criteria for commercial banks in the second half of 2021. The criteria are in line with those published by the PFSA on 24 June, 2021.

Management Board of Bank Millennium S.A. („Bank”) informs, that it received from the:

Chairman of the Management Board – Mr. Joao Bras Jorge,
Deputy Chairman of the Management Board – Mr. Fernando Cardoso Rodrigues Bicho,
Member of the Management Board – Mr. Andrzej Gliński,
Member of the Management Board – Mr. Wojciech Haase,
Member of the Management Board – Mr. Jarosław Hermann,
Member of the Management Board – Mr. Antonio Ferreira Pinto Junior,
Member of the Management Board – Mr. Wojciech Rybak,
notifications on the purchase of the Bank’s shares. The notifications have been enclosed thereto.

Management Board of Bank Millennium S.A. (‘Bank’, ’Issuer’), further to current report no. 20/2021 of 18th June 2021, informs that under implementation of the programme of purchase of own shares the rules of which are provided for in the Resolutions of the Bank Management Board of 23 July 2020 and of 18 June 2021 (‘Programme’) acting on the basis of authorisation granted to it by way of Resolution no. 4 of the Extraordinary General Meeting of Shareholders of 27 August 2019 in the matter of establishment of incentive programme and determination of principles governing management thereof, authorisation of the Company Management Board to purchase own shares for purpose of implementation of the incentive programme and establishment of reserve capital for purchase of such shares (as amended by Resolution of the Extraordinary General Meeting of Shareholders no. 2/2020 of 3 July 2020), the Issuer concluded the transactions of purchase of own shares of the Bank (code ISIN: PLBIG0000016) described in the attachments 1-3 of this report, to perform its obligations resulting from allocation of shares to employees or members of Bank Management Board or the Bank Millennium S.A. Group.

With reference to Current Report no 22/2020 of 24th of July 2020, in which the Management Board of Bank Millennium S.A. (’Bank’, ‘Issuer’), informed that under implementation of the incentive programme the rules of which are provided for in the Resolution no. 4 of the Extraordinary General Meeting of Shareholders of 27 August 2019 in the matter of establishment of incentive programme and determination of principles governing management thereof, authorisation of the Company Management Board to purchase own shares for purpose of implementation of the incentive programme and establishment of reserve capital for purchase of such shares (as amended by Resolution of the Extraordinary General Meeting of Shareholders no. 2/2020 of 3 July 2020; (‘GM Resolution’), Remuneration Policy with respect to Risk Takers in Bank Millennium S.A. Group and the Incentive Programme Regulations, on 23th July 2020 the Bank Management Board adopted resolution in the matter of the Bank’s undertaking acquisition of the Bank’s own shares to implement incentive programme for Risk Takers and determination of conditions of the programme of purchase of own shares under the incentive programme (‘Programme’), the Bank Management Board announces that on 18 June 2021 it adopted a resolution on the continuation by the Bank of the purchase of the Bank's own shares for the purpose of the Risk Takers Incentive Programme launched in 2020 (the ‘Board Resolution’).