Join the franchisees of Bank Millennium

Find out the advantages of franchising and become our partner

About the franchise

Where do we look for franchisees?

The franchise network comprises almost 240 branches, which operate in carefully selected locations all over Poland. We keep expanding the network, at the same time focusing on its effectiveness. We are now looking for partners in towns starting from 8,000 inhabitants, but we also allow smaller locations.

Who are we looking for?

The franchise offer in Bank Millennium is targeted at anyone who wants to run their own business. We are open to cooperating with people who have a business already registered or are only planning to do so.

We have been cooperating with franchisees since 2007

We have more than 15 years experience in building a network of franchise branches. The number of our partners has been increasing year-in, year-out and approx. 40% of them operate more than 1 branch.

Standards and requirements

Requirements regarding the premises

  • ground floor with entrance from the street
  • window of at least 2 x 2 m (glazed, no bars) – P4 glazing
  • possibility of hanging an external neon sign above the window of the premises
  • possibility of renovating the premises (adapting the premises to the bank's requirements, installing an alarm system and air conditioning)
  • overall good condition of the building
  • one of the walls of the outlet must be not less than 3 m in a straight line
  • possibility of anchoring safes (in the front-office and in the back-office)
  • documented title to the premises

Desirable locations

  • town centre
  • walkway (main walkway in town)
  • car parking – additional strength of the location

Floor space

  • at least 36 sqm of front office
  • premises with back office

Telecom lines

  • a fixed high-capacity line (MPLS 4/4 is recommended) can be connected
  • permanent external IP address with an Ethernet link (without Wi-Fi)

Our expectations

Nasze oczekiwania
  • acquiring new Clients
  • advice on banking products and services
  • selling banking products in line with the Client’s needs
  • representing the Bank appropriately in contacts with Clients and observing Customer service standards adopted by Bank
  • complying with legal regulations
  • integrity in relations with the Bank
  • operating exclusively for Bank Millennium S.A.
  • submission of a blank promissory note
  • certificate of no criminal record
  • minimum secondary education
  • experience in banking will be an additional advantage

Level of Revenue

Your revenue will depend on several factors.
Check out how to make money and how fast

  • Sales skills and Customer service

    Better sales skills and high service quality result in the Agent’s higher revenue

  • Number of regular Customers

    Revenue grows as the number of regular Customers increases

  • Cross-selling to Customers

    Increasing products offered to Customers means potentially higher revenue

  • Number of potential Clients

    More potential Customers means potentially higher revenue

  • Number of banking transactions performed

    Deposits, withdrawals and transfers sent by Customers

  • Multiproduct approach

    Sale of the bank's full offering for retail clients (e.g. mortgage products) and corporate clients (e.g. company accounts, loans and leasing)

  • Development of sales to biznes segment customers

    Diversification of revenues from different Customer groups

  • Location of the outlet

    A good location is an opportunity to have more Customers

  • Promotional activity

    Active promotion leads to your revenue growth


You can start making money already from the first month in business

We guarantee a fixed amount of remuneration in case of low sales in the first month of operation of the franchise branch. At the same time, we care about the continuous development of the offering of available products and their attractiveness. With a partner branch you can generate an average income from under ten to tens of thousands of zlotys, depending on the number of Customers acquired and on your personal commitment and quality performance.

A franchisee’s remuneration comprises:

  • acquisition of retail and business customers
  • credit and other products - commission
  • bonuses for achieving sales targets
  • bonuses in incentive programmes
  • settlement products - part of fees collected from Clients


  • Free training and online courses

  • Organisational support from regional Bank staff

  • Help in choosing the location for a franchise branch

  • Coordination of opening the branch and technical training of staff

  • Advice on organising and conducting promotional actions

  • Product and technical call centre with 24/7 availability plus help from the Franchise Team


  • Availability of access

    Opening and running a franchise branch does not require a large expense

  • Broad product offering

    Offering for personal as well as business customers

  • Remuneration system

    Attractive remuneration rates

  • Financial security

    We guarantee a fixed amount of remuneration in case of low sales in the first month of operation.

  • Single IT system

    All branches have access to the Bank’s central system and transactions made in it are processed in real time.

  • Stability of cooperation

    We offer cooperation with a stable partner, experienced in building an extensive franchise network.

  • Equal growth opportunities

    All franchise branches are treated on an equal footing, just like the Bank’s own branches.