About the account

To make it easier for you to put money aside for the dream goal, our account offers:

  • Cash deposits and withdrawals without losing interest
  • Accrual of interest starting from PLN 0,01
  • Free-of-charge account opening and maintenance
  • Monthly capitalisation of interest

Konto Oszczędnościowe Twój Cel also has a number of additional functions, which will make saving even more attractive:

  • Possibility to add a photo of the goal to the account main screen
  • Calculator to help you specify how long or how much you should be saving to reach the goal
  • Texts to inform about reaching the goal or a specific part of the target amount
  • Transparent presentation of statistics of all transactions
  • Possibility to quickly share information about the chosen goal with Facebook friends

Interest Rate

Interest rate p.a. 0,01%

There is no minimum balance to calculate interests.

Prestige Line

Our Consultants will provide 7/24 detailed information and will carry out your instructions.

801 12 7000
fixed line calls and mobile


Account opening PLN 0
Monthly account fee PLN 0
First withdrawal/transfer in a calendar month PLN 0
Second and every subsequent withdrawal/transfer in a calendar month PLN 7,5

Konto Oszczędnościowe is opened for an indefinite term. You can manage it through your current account, which also provides access to other banking services.

Funds deposited on accounts in the Bank, the total value of which funds does not exceed the equivalent of 100,000 EUR, irrespective of the number of accounts held in the Bank, are protected by Banking Guarantee Fund, in keeping with the Act of 10 June 2016 on Banking Guarantee Fund, system of protection of deposits and compulsory restructuring (Journal of Laws2016.996). Eligible for protection are deposits and receivables of entities indicated in art. 20 of the a/m Act.