About the deposit

Lokata Rosnąca is a 12-month deposit with very attractive fixed interest in each month.

  • The interest rate goes up every month throughout the deposit period up to 2.00% in the last month!

    The average interest rate on a deposit throughout the 12 month period is 1.00% per annum.

  • Access to funds after each full month of savings without losing interest.

  • Your funds are 100% guaranteed.

  • You just need 2000 PLN to set up a Lokata Rosnąca.

Interest rates

Interest rate

The interest rate goes up each month in accordance with the table below:

Term deposit period

Interest Rate
Months 1-4 0,50% 0,55% 0,60% 0,65%
Months 5-8 0,70% 0,80% 0,90% 1,00%
Months 9-12 1,30% 1,40% 1,60% 2,00%

The interest rates are per annum.
The average interest rate on a deposit throughout the 12 month period is 1% per annum.

Funds deposited on accounts in the Bank, the total value of which funds does not exceed the equivalent of 100,000 EUR, irrespective of the number of accounts held in the Bank, are protected by Banking Guarantee Fund, in keeping with the Act of 10 June 2016 on Banking Guarantee Fund, system of protection of deposits and compulsory restructuring (Journal of Laws2016.996). Eligible for protection are deposits and receivables of entities indicated in art. 20 of the a/m Act.

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Our Consultants will provide 7/24 detailed information and will carry out your instructions.

801 331 331
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How to constitute

Online Application

If you are not our customer
Contact with Advisor
If you are our customer
Apply in Millenet


Call us

801 331 331
In our branches
Choose the nearest branch