About the special offer

Who may apply?

Until 27 of October 2023 you may take a Cash loan on attractive terms (APR 11.44%).

You just need to be an employee of:

  • a commercial bank, cooperative bank or a company from the capital group of such bank,
  • an insurance company or a company from its capital group,
  • a credit union,
  • a brokerage house,
  • an investment fund company,
  • Polish branch of the foreign institutions mentioned above.

Why do it?

  • fixed, low commission - as low as 0% (APR 11.44%)
  • interest rate 10.29% (APR 11.44%)
  • long credit term: 108 months (120 months in case of consolidation loan)
  • fast credit decision

How to apply?

How can you apply?

Choose a branch

Find a branch

What documents do you need to take the loan?

You just have to present a document that proves that you are remunerated by an eligible institution. It may be, for instance, your employment certificate or statement from your bank account. The other documents related to product application depend on the form of your employment.

Important documents

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801 331 331

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Additional information

Credit cost and legal note

A representative example for a loan in the limited offer for selected employees from the financial and insurance sector: Annual Percentage Rate (APR) is 11.44%, total loan amount (without credited costs): PLN 52 948,20 , total amount to be paid: PLN 78 593,59, fixed interest rate 10.29%, total cost of the credit: PLN 25 645,39 (including: 2% commission (PLN 1 058,96), interest PLN 24 586,43), 93 equal monthly installments PLN 845,09 each. We made the calculation on July 1 st, 2023 on a representative example.

Detailed rules and conditions according to which we grant loans are described in the Regulations on loans and advances granted to individual customers by Bank Millennium S.A. and the Cash Loan Price List, Special Offer Regulations for selected persons employed in the financial and insurance sector - 14 th edition. Detailed rules for providing insurance cover under the Protected Loan insurance by Towarzystwo Ubezpieczeń Europa S.A. and Towarzystwo Ubezpieczeń na Życie Europa S.A. are included in the Terms and Conditions of the Protected Loan Insurance and the Product Card - Insurance Protected Loan. You can familiarize yourself with these documents in our branches and on our website www.bankmillennium.pl. Before we grant you a loan, we assess your credit capacity and creditworthiness each time. In justified cases, we may not grant you a loan.