About the credit

Mortgage Loan for Business Development

Whether you are tackling some temporary liquidity problems or planning some minor investment to develop your company soon, if you have been running your business uninterruptedly for not shorter than 18 months, Mortgage Loan for Business Development for the period of up to 20 years will enable you to effectively manage your company's finances. Thanks to this form of lending and capacity to book the interest and commissions under the costs of your business activity you may decrease your tax payables in real terms throughout the lending period.

Benefits of Mortgage loan:

  • You may allocate the loan to any purpose,
  • You will be able to finance your current business operations,
  • You will choose yourself the loan repayment term – from 36 to 240 months,
  • You will repay the loan in equal or increasing monthly principal instalments (equal monthly principal and interest payments),
  • Variable interest rate in the lending period, based on WIBOR 3M + bank's margin,
  • The maximum amount of Mortgage Loan for Business Development in relation to the value of the mortgaged real estate (LTV) is: 70% in case of residential real estate or 60% in case of other real estate (i.e. commercial, non-commercial and non-residential real estate),
  • Easy and full access to account balance and account history information via Millenet system and Bank’s mobile application and in monthly account statements.

Biznes Line

Our Consultants 24 hours a day will provide you with detailed information and perform your orders.

801 31 31 31
line available for fixed-line and mobile calls

How to get

Contact your credit expert who will provide you with detailed information about our offer and the documents required by the Bank to check your credit capacity. He will also help you prepare your loan application. We will assess your credit capacity free of charge.

Contact with expert

To calculate your loan, we will require the following documents from you:

  • founding documents that indicate the legal status of the company,
  • documents indicating the authorities empowered to make statements regarding property rights and financial obligations,
  • confirmation of the business' REGON statistical number,
  • confirmation of the NIP number (Taxpayer Identification Number),
  • company's financial documents,
  • documents regarding the proposed loan collateral.

Other documents may also be required.

We have a simplified procedure for long-standing customers.

After having checked your credit capacity, your Biznes Advisor will contact you and present the Bank offer prepared for you. 

List of credit experts