About the product

Are you looking for funding to implement technological investments? Do you want to increase the innovation and competitiveness of your company? A technological loan supports micro-, small, and medium-sized enterprises that are implementing innovative technologies.

Part of the loan capital can be repaid with EU funds – a non-repayable technology grant awarded by BGK.

How to obtain a loan and a technology grant

  1. Submit a loan application

    We will grant you a loan promise or issue a conditional loan agreement.

  2. Submit an application for investment funding to BGK during an open call period

    Attach the loan promise or conditional technology loan agreement to your application.

    If the BGK approves your application, you will receive a promise of a technology bonus.

  3. Sign a technology loan agreement with us (if we only issued a promise of a technology bonus in the earlier stage)

  4. Sign a funding agreement with BGK

  5. Implement the project

    Complete at least 25% of the planned value of the eligible expenses of the investment project.

  6. Submit an interim and final payment application to BGK

    On its basis, BGK will disburse the technology grant. The payment goes directly to us and covers part of the loan capital.

Online banking system – Millenet

In Millenet you have access to a list of granted loans.

You can quickly check loan details, repayment schedule, transaction history, and the current outstanding principal.