The POIR guarantee (Biznesmax guarantee) may cover a new renewable or non-renewable loan granted in PLN and reserved for financing eligible costs of a capital expenditure project. If the financing comes from de minimis aid, the loan can be used for basic investment objectives or objectives related to current needs of the company (objective indicated in the loan agreement).
A loan in the amount secured with the guarantee may not be assigned for financing eligible costs, for which the borrower already obtained support or is applying for financial support with EU funding.
Characteristic of a POIR guarantee (Biznesmax guarantee)
|Form of state aid||De minimis aid or regional state aid|
|Security of the guarantee||Blank promissory note with declaration|
|Maximum guarantee amount||EUR 2.5m (equiIvalent in PLN)|
|Maximum validity of the guarantee||20 years|
|Fee for the guarantee||PLN 0|