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Update the browserAbout non-recourse factoring
Your contractors do not pay you on time, and the risk of non-payment limits your sales? We will help you maintain financial liquidity, thanks to which you will develop your company and gain a competitive advantage. We will convert your invoices into cash. We will monitor the flow of payments and we will conduct debt collection activities for you free of charge. We will take over the risk of non-payment or transfer it to the insurer.
- You can finance selected invoices
- We pay the factoring advance on the day we receive the invoice list for financing
- We effectively assess the credibility of your contractors
- The terms of our cooperation are protected by banking secrecy, because we run it within the framework of the bank
FAQ
What contractors can I include in a factoring agreement?
The list of contractors and their limits require our approval, and in the case of factoring with your policy, also approval of the insurer. When conducting factoring activities within the bank, we have access to data that allows us to effectively assess the credibility of your contractors. During the term of the agreement, you can report a new contractor at any time.
How do I submit invoices to the bank for financing?
You can enter invoices to be financed in our WEB Faktor application - individually or you can import collective files. We can also connect to MillenetLINK network service, which will allow you to indicate invoices for redemption directly in your financial and accounting system.
When will I receive the factoring advance?
You will receive the factoring advance on the day we receive the invoice statements to be financed.
Where are the payments from contractors covered by factoring received?
You notify the contractual partners of the assignment to us. Payments are made to our account, which is indicated on your invoices.
What happens if my client doesn't pay?
On the date agreed in the agreement, we recognize your debtor as insolvent and settle the debt. In the case of factoring with your policy, we will do it after the payment of compensation from your insurer.