A loan with de minimis guarantee

Simple and convenient financing with the BGK guarantee

Keep your loan payback safe

De minimis BGK guarantee is a form of protecting your loan, which can increase your chances to get financing. The guarantee could cover:

  • a cash loan
  • an overdraft facility
  • an investment loan
Woman with phone in her hand

The BGK de minimis program is implemented as a part of the government program "Supporting entrepreneurship with sureties and guarantees of the Bank Gospodarstwa Krajowego". Find out more on the Bank Gospodarstwa Krajowego website and in Warunkach uzyskania w Banku Gospodarstwa Krajowego gwarancji spłaty kredytu w ramach portfelowej linii gwarancyjnej de minimislink otwiera się w nowym oknie(in polish).

Your benefits with de minimis guarantee:

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  • secures even 60% credit amount
  • a long period of crediting up to 72 months
  • guarantee commission rate is 0.5% of the guarantee amount per annum
  • benefit from a reduced credit commission
  • guarantee application will be processed together with the credit application

How to use a loan with de minimis guarantee?

  1. 1

    Log in to the Millenet and fill up the application for granting a guarantee together with the loan application.

    Log in to the Millenet

  2. 2

    Sing up the loan agreement - protection will come into effect at the moment of granting funds.

  1. 1

    Contact the credit specialist for detailed information about an offer.

    Contact the specialist

  2. 2

    We will call you with an offer and ask for the completion of documents and submit an application to the branch.

Contact form Cash Loan

If you are interested in our offer please fill in the form below - we’ll call you back!