BLIK payments

Start using BLIK mobile payments – download the Bank Millennium Mobile App.
BLIK payments are available for Android (starting from 2.3), iOS (starting from 5.1.1) and Windows Phone (starting from 3.0.0.0).

What are BLIK payments?

BLIK is a convenient and safe mobile payments system available in the Bank Millennium Mobile App.


Pay with BLIK for shopping both traditional and online and withdraw cash from ATMs without using a card.
Check here where you can use BLIK

BLIK code

The BLIK code is a 6-digit authorisation number, which is displayed after you log on to the Mobile Application. Each code remains valid for 2 minutes and after it has expired you can easily generate a new one.

If you want to have faster access to mobile payments, you can set up the BLIK code as a widget, which is shown even before logging on.

BLIK checks

Thanks to BLIK checks you can send money to a recipient quickly and safely.
Find out more about BLIK checks

BLIK cash withdrawal from an ATM

Withdraw cash from an ATM using a BLIK code.

1
 

Select the option BLIK withdrawal in the ATM.

2
 

Read the BLIK code in the Mobile App and type it in the ATM.

3
 

Confirm the transaction in the Mobile App.

BLIK payments in shops

You can also use the BLIK code to pay for items bought in a stationary or online shop.

1
 

Select the BLIK payment option in the terminal or on the payment page (in an online shop).

2
 

Read the BLIK code in the Mobile App and enter it in the terminal (or on the payment website of the online store).

3
 

Confirm the transaction in the Mobile App.

You can make up to 3 transactions to PLN 50 each without using a PIN number. The fourth transaction will require authorisation with a PIN number (the same one, which you use to log on to the app). You can change BLIK payment authorisation settings in the app under the bookmark Products > BLIK details.

BLIK checks

Thanks to BLIK checks you can send money to a recipient quickly and safely. The recipient does not need to have a bank account, card or wallet.

Select the New BLIK Check option in the Bank Millennium Mobile App; then specify the amount and validity of the check. Define the password, which you will provide to the recipient together with the check number. A blockage shall be made on the account (or card account) for the specified period and amount of the check.

The recipient can then either immediately withdraw the money from an ATM or use the check to pay for shopping, while the unused amount will be automatically returned to your account.

The check may be valid from 15 minutes to a maximum of 72 hours (validity is decided by the check issuer).


BLIK check withdrawal

Prepare the check number and password.

  1. Select the BLIK withdrawal option in the ATM.
  2. Type in the 9-digit check number.
  3. Type in the check password.

Pay with a BLIK check

Prepare the check number and password.

  1. Select the BLIK payment option in the terminal or on the payment page (in an online shop).
  2. Type in the 9-digit check number.
  3. Type in the check password.

Security

Using the BLIK mobile payment system is safe - both the BLIK payment service as well as the app itself have a number of essential security features.

  • To log on to the app give the PIN number, which is user-defined during activation.
  • Transactions activated with a BLIK code always require confirmation - with the “Accept” button or PIN number.
  • BLIK check transactions can be done only if the recipient knows the check number and password.

Do remember that the BLIK check password is confidential and should not be disclosed to third parties. If you are giving the BLIK check to someone else, then give them the check number and password in such a way as to make sure they are not kept together, e.g. write down the check number but disclose the password only orally.

Questions and answers

  • For what phones are BLIK payments available?

    BLIK payments are available for Android (starting from 2.3), iOS (starting from 5.1.1) and Windows Phone (starting from 3.0.0.0).


  • What limits apply to BLIK payments?

    Default settings of BLIK payments permit 20 transactions a day in the total amount of PLN 1,000. Limit settings can be changed in Millenet: Mobile Banking > BLIK payments > Settings

    Limits, which are not eligible for change:

    • single BLIK transaction limit – PLN 10,000,
    • a single check can be generated in the maximum amount of PLN 4,000,
    • checks can be generated in the maximum daily amount of PLN 5,000.

  • In what ATMs can BLIK cash withdrawals be made?

    In ATMs of Bank Millennium, PKO BP, ING, BZ WBK and Euronet.


  • Where can I pay by BLIK?

    In stationary shops carrying the BLIK logo and in online shops, which support BLIK payments (Pay by BLIK).


  • How much does BLIK cost?

    The BLIK service is free of charge for all customers who use the Bank Millennium Mobile Application.

    To download and use the app you must have an Internet connection, for which your provider charges you independently.

    Fees and commissions charged on BLIK transactions are stipulated in the Price List.


  • Where does the money for BLIK payments come from?

    BLIK payments can be made with use of current accounts or credit cards. In BLIK settings in the app you can define various sources for different transactions (for ATM cash withdrawals, payments of stationary shops and in online shops).

    When BLIK payments are made from a current account (or credit card), in the account (credit card) history all transactions made with the app will be shown.

    The history of transactions on the current or credit card account can also be checked in the mobile app.


  • How many BLIK checks can I issue?

    You can have 5 BLIK checks simultaneously active at any time. If you want to create further checks then you must use or delete existing ones. Remember that the checks expire as their validity passes.


  • Can a BLIK check be cashed partly?

    A BLIK check can be used in full or in part, however it can be cashed only once. After using either all or part of the check’s amount, the check automatically loses validity. If it was used in part – the remaining amount will be automatically returned to the check issuer’s account.


  • Can BLIK checks be used without internet access?

    Yes, BLIK checks can be used without internet access and without the need to log on to the app. The BLIK check must be issued and saved beforehand.

    To apply a BLIK check it is necessary to have its number and password (the sender defines the password to the check when issuing it and discloses it in a confidential way to the recipient).


  • Can BLIK payments be made abroad?

    At the moment BLIK payments are available only in Poland.


  • I do not want to use BLIK payments but want to have access to the mobile app.

    In this situation it is sufficient to block BLIK payments in Millenet. The app will remain active, without the possibility to use the BLIK system. The service can also be unlocked at any time. You can also block the service in any Millennium branch.