Biznes Term Deposit

About the term deposit

A term deposit is an agreement between the bank and the customer for the placement of funds, concluded for a specific time. The bank undertakes to pay the principal with interest at the end of the contractual term.

Benefits of deposit

  • you can select from a wide range of deposit maturities, and you may close your deposit before the contractual maturity,
  • you will be able to open a renewable or non-renewable deposit,
  • during the agreement, a fixed interest rate will be applied, payable on the total balance,
  • the higher amount you deposit in PLN, the higher interest you get,
  • it is enough that you have PLN 2,000, USD 200 or EUR 200 of disposable funds to open a deposit,
  • upon deposit maturity, interest will be transferred to a current account indicated by you,
  • you may select deposit currency: PLN, USD and EUR,
  • the deposit may be used as loan collateral.

Interest rate

Biznes Term Deposit in PLN




10 000-
24 999,99

25 000-
49 999,99

50 000

Biznes Term Deposit 15 days





Biznes Term Deposit 1 - 24 months







Biznes Term Deposit in USD and EUR



>= 200 EUR

>= 200 USD

Biznes Term Deposit 3 months



Biznes Term Deposit 6 months



Biznes Term Deposit 12 months




Interest rate per annum.

Funds deposited on accounts in the Bank, the total value of which funds does not exceed the equivalent of EUR 100,000, irrespective of the number of accounts held in the Bank, are protected by Banking Guarantee Fund, in keeping with the Act of 10 June 2016 on Banking Guarantee Fund, system of protection of deposits and compulsory restructuring (Journal of Laws2016.996). Eligible for protection are deposits and receivables of entities indicated in art. 20 of the a/m Act.

Biznes Line

Our Consultants 24 hours a day will provide you with detailed information and perform your orders.

801 31 31 31
line available for fixed-line and mobile calls

How to open

In a branch

To open a Biznes Term Deposit, you only need to have a business account at Bank Millennium and place an instruction to open the deposit.

At TeleMillennium*

801 31 31 31 or +48 22 598 41 61 (for international or mobile calls).

* option available for customers who approved access through e-banking channels