What are SMS P@sswords?

SMS P@sswords are single-use codes texted (sent by SMS) to a mobile number. In Millenet SMS P@sswords are used for approving operations in the Internet banking system for individual and corporate Clients who have access to Millenet with a MilleKod number.

How to activate SMS P@sswords?

To activate an SMS P@ssword you should define at the Bank the mobile number to which single-use passwords will be sent in order to confirm operations in Millenet. Activation takes place in the process of setting up a bank account. If no activation was performed at a branch, remote activation is possible through:


  • Call 801 244 357 or +48 22 598 40 50 (from abroad or mobile phones).
  • Select option 4 (for English).
  • Select option 3 (SMSP@ssword services).
  • Enter an 8-digit MilleKod.
  • Enter an 8-digit P@ssword1.
  • Soon you will be connected to the operator.
  • The operator will perform an activation during the call.

In Millenet after printing out a single-use P@sword2 from a Millennium ATM

  • Print out P@ssword2 from a Millennium ATM (you must have a debit or credit card).
  • After you have logged on to Millenet the system will ask you to enter the mobile phone number to which SMS P@sswords will be sent.
  • After your number is approved, you will receive an SMS with the first SMS P@ssword, which will need to be entered in Millenet.
  • At the end of the activation process the system will ask you to enter selected digits from P@ssword2 printed out from the ATM.

Changing/unlocking a telephone number for SMS P@sswords is performed in the same way as activation. It is possible through Telemillennium and Millenet only.

You can block in Millenet the defined telephone number for SMS P@sswords.


  • Security of SMS P@sswords. They are unique for any operation. An SMS P@ssword can approve only such operation for which it has been generated by the system. Security is additionally increased by using two separate devices: an online computer and a mobile phone.
  • No extra costs. SMS P@sswords are sent to an ordinary mobile phone. The Bank will pay for the text messages.
  • You will not need to remember passwords. The Bank will send an SMS P@ssword always when you carry out an operation in which such password is required.
  • SMS P@sswords can be activated at any moment.