Indywidualne Konto Emerytalne

About the product

Indywidualne Konto Emerytalne is bank account with very attractive interest rate that enables you to gather additional means for the future pension. Because there are no fees for joining and keeping IKE 100% of your means is invested.

Minimum amount of payment is only 100 PLN. Maximum amount of payment is every year determined and published in the Polish Monitor.

Profits from IKE savings are exempt from capital gains tax and yields higher than those offered by standard deposits. Interest rate on IKE is 3,00% per annum.

  • Bank Account with very attractive interest rate, that enables you to gather additional means for the future pension.
  • Yields higher than those offered by standard deposits, as many as 3,00% per annun.
  • Profits from IKE savings are exempt from capital gains tax.
  • There are no fees for joining and keeping IKE - 100% of your means is invested.
  • High deposit limit - total of annual deposits to IKE cannot exceed in 2016 12 165 PLN, which constitute for 300% of the average monthly remuneration announced in the Budgetary Act.
  • Flexibility - there is no obligation to make regular deposits.
  • Access to money - you have possibility to do partial withdrawals without necessity to close the account.

Funds deposited on accounts in the Bank, the total value of which funds does not exceed the equivalent of EUR 100,000, irrespective of the number of accounts held in the Bank, are protected by Banking Guarantee Fund, in keeping with the Act of 10 June 2016 on Banking Guarantee Fund, system of protection of deposits and compulsory restructuring (Journal of Laws2016.996). Eligible for protection are deposits and receivables of entities indicated in art. 20 of the a/m Act.

More details

For detailed information contact your nearest Bank Millennium Financial Centres

How to constitute

In our branches

Choose the nearest branch

Prestige Line

Call us

801 12 7000