Representative example for Consolidation Loan with “Zmień Bank swojego kredytu II edycja” Promotion: Annual Percentage Rate (APR) is 14.68%; total loan amount (net of debt-financed costs): PLN 20 245.06 (including PLN 17 504.62 as the amount for the consolidation of loan products from outside Bank Millennium); total amount due: PLN 31 206.01; fixed interest rate 6.3%; total cost of the loan: PLN 10 960.95 (including: commission 0,8% (PLN 161.96); interest PLN 5840.08; additional services PLN 4958.91, including insurance PLN 4958.91, PLN 0 - fee for Konto 360° account, in case of booking minimum PLN 1 000 of external inflows on account and minimum 1 payment made with use of card issued to account/BLIK per month; otherwise monthly account fee amounts to PLN 8); 81 monthly equal instalments of PLN 385.26. The calculation was made as of 17.08.2018 on a representative example.
Promotion “Zmień Bank swojego kredytu II edycja” applies to consolidation loans. The Consolidation Loan is a loan, part or all of the granted amount of which is assigned for consolidation of credit products (credits, cash loans, credit cards and overdraft debts) from outside Bank Millennium. One of the conditions of eligibility for the Promotion is to conclude a Bezpieczna Pożyczka insurance. The Promotion shall not be combined with other promotions concerning cash loans and the Promotion can be had only once during its period. The Promotion is valid from 1st of September 2018 to 28th of February 2019.
Annual Percentage Rate (APR) is 8,83%; total loan amount (net of credit-financed costs): PLN 44 642,12; total amount due: PLN 59 372,18; fixed interest rate 7,93%; total cost of the loan: PLN 14 730,06 (including: commission 1,81% (808,02 zł); interest PLN 13 922,03; additional services PLN 0, including: PLN 0 - fee for Konto 360° account, in case of booking minimum PLN 1 000 of external inflows on account and minimum 1 payment made with use of card issued to account/BLIK per month; otherwise monthly account fee amounts to PLN 8); 84 equal monthly instalments of PLN 706,81. The calculation was made as of 05.10.2018 on a representative example.
Detailed terms and conditions of the Promotion are stipulated in “Zmień Bank swojego kredytu II edycja” Promotion Regulations. Fees, commissions and interest are charged as per the Cash Loan Price List. Detailed principles of granting insurance cover under Bezpieczna Pożyczka insurance by Towarzystwo Ubezpieczeń Europa S.A. and Towarzystwo Ubezpieczeń na Życie Europa S.A. are stipulated in Bezpieczna Pożyczka Insurance Terms and Conditions as well as in Product Sheet - Bezpieczna Pożyczka Insurance. The above-mentioned documents are available in the Bank’s branches and onwww.bankmillennium.pl. Prior to granting the loan the Bank evaluates the Applicant’s credit capacity and creditworthiness on a case-by-case basis; in justified cases the Bank may refuse to grant the loan.