Konto Oszczednosciowe Walutowe

About the product

Konto Oszczędnosciowe Walutowe is a safe way of saving and multiplying your money in EUR and USD, allowing:

  • Possibility of regular saving in foreign currency for travel or shopping purposes
  • Flexible access to savings without losing accrued interest
  • Protection from the exchange course fluctuations
  • One of the most attractive rates on the market
  • Monthly capitalization of interest
  • High interest rates of 1.4% for the new money in USD
  • High interest rates of 0.6% for the new money in EUR


How to constitute

Interest Rates

Promotional interest rates for new money on Konto Oszczędnościowe Walutowe

Promotional interest rates on new money per year USD EUR
Up to USD 50,000 1,40% -
Up to EUR 30,000 - 0,60%
Surplus over USD 50,000 0,50% -
Surplus over EUR 30,000 - 0,20%

The customer can participate in only one promotion at the time for each currency.

Promotional interest rate is effective for the period of 92 days calculated from the date of first transfer of new funds to the Konto Oszczędnościowe Walutowe account during the Promotion period. Promotion campaign lasts from 27 August 2017 until 4 November 2017 inclusive of this day.

Promotion applies under the conditions of having Current Account in PLN, the Current Account in the currency and for not taking advantage on other promotion at the Konto Oszczędnościowe Walutowe in a given currency at the same time.


Other Promotion campaign details are available in the Promotion Campaign Bylaws and the Service Price List in Bank branches and on www.bankmillennium.pl. After the end of the Promotion Campaign variable interest rate will apply in accordance with the Service Price List and table below.

Standard interest rates for Konto Oszczędnościowe Walutowe

Interest rates per year Standard
USD 0,50%
EUR 0,20%

The standard interest rate is valid for customer funds not qualified as new money , with a value of more than 50 000 USD/30 000 EUR.

Interest compounded monthly.

How to use


Our Consultants will provide 7/24 detailed information and will carry out your instructions.

801 331 331
fixed line calls and mobile


Account opening 0 EUR /USD
Monthly account fee 0 EUR /USD
First withdrawal/transfer in a calendar month 0 EUR /USD
Second and every subsequent withdrawal/transfer in a calendar month 1 EUR /USD

Konto Oszczędnościowe Walutowe is opened for an indefinite term. You can manage it through your current account, which also provides access to other banking services.

Funds deposited on accounts in the Bank, the total value of which funds does not exceed the equivalent of EUR 100,000, irrespective of the number of accounts held in the Bank, are protected by Banking Guarantee Fund, in keeping with the Act of 10 June 2016 on Banking Guarantee Fund, system of protection of deposits and compulsory restructuring (Journal of Laws2016.996). Eligible for protection are deposits and receivables of entities indicated in art. 20 of the a/m Act.


How to constitute

In our branches

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