Off to a good start with exceptional interest rate!
Celebrate new funds on Konto Oszczędnościowe Profit savings account with 2.7% p.a. interest rate
Looking for a way to boost your savings? Open Profit Savings Account for free to earn exceptional interest rate:
2.7% annually for new funds of up to 100,000 PLN
special interest rate is applicable for as many as 3 months from the day new money is first deposited
you can quickly open savings account online
Promotion is valid from 13 January till 30 March 2019.
Konto Oszczędnościowe Profit savings account is managed via the current account, which also provides access to other banking services. Fees as well as rules for keeping a current account and savings accounts (including Konto Oszczędnościowe Profit) are stipulated in Rules and regulations of providing banking services for Individuals at Bank Millennium S.A. as well as in the Price list – fees and commissions. As regards new money on Konto Oszczędnościowe Profit a promotional interest rate of 2.7% per annum applies during 92 days on amounts up to PLN 100,000 and 1.4% per annum over the amount of PLN 100,000 – from the day, on which Konto Oszczędnościowe Profit is credited for the first time with new money during period of participation in the Promotion, which is active from 13.01.2019 to 30.03.2019. If the account is further credited with new money the promotional interest rate shall apply up to the 92nd day included, counting from the first crediting with new money. Only one promotion at a time is available for the particular Konto Oszczędnościowe Profit. Promotion details in the “New Money on Konto Oszczędnościowe Profit. Edition 12”. After the period of validity of promotional interest rate and with respect to funds not classified as new the standard variable interest rate shall apply as per the Price List – Interest Rates, in accordance with this Price list the first internal transfer order from Konto Oszczędnościowe Profit shall be free of charge, and the second as well as all subsequent ones shall be charged PLN 7.50. Above mentioned regulations are available in Bank Millennium branches as well as on www.bankmillennium.pl
About Konto Oszczędnościowe Profit savings account
What you get:
0 PLN for opening and no monthly savings account fees
attractive interest rate
24/7 access through e-banking and mobile app
deposit and withdraw without losing interest
add funds as you want: at a one-off or regular basis
Standard interest rate
Standard interest rate on the Konto Oszczędnościowe Profit savings account amounts to:
Amount
Standard interest rate
Up to PLN 50,000 included
0,60%
Surplus over PLN 50,000 up to PLN 100,000 included
0,70%
Surplus over PLN 100,000 up to PLN 250,000 included
0,90%
Surplus over PLN 250,000 up to PLN 500,000 included
1,00%
Surplus over PLN 500,000
1,10%
Standard interest rate is variable and applies to Client funds not classified as new funds.
Interest is compounded monthly. Minimum amount for interest to be accrued is 1000 PLN. The minimum amount does not apply to new funds with promotional interest rate and in situation when the sum of values of new funds and funds not classified as new is equal or higher than 1000 PLN.
How to open Konto Oszczędnościowe Profit savings account
If you don’t have a current account with us
Fill in the application on the website and open it together with Konto Oszczędnościowe Profit savings account
Second and every subsequent internal transfer order in a calendar month
PLN 7,5
Konto Oszczędnościowe Profit savings account is opened for an indefinite term. You can manage it through your current account, which also provides access to other banking services. You can hold one Konto Oszczędnościowe Profit savings account with each current account, to which there are various holders/co-holders present.
Funds deposited on accounts in the Bank, the total value of which funds does not exceed the equivalent of 100,000 EUR, irrespective of the number of accounts held in the Bank, are protected by Banking Guarantee Fund, in keeping with the Act of 10 June 2016 on Banking Guarantee Fund, system of protection of deposits and compulsory restructuring (Journal of Laws2016.996). Eligible for protection are deposits and receivables of entities indicated in art. 20 of the a/m Act.
If you have a personal account in Bank Millennium, then you can open a Konto Oszczędnościowe Profit account in any branch, in Millenet, in the mobile app or by calling TeleMillennium. If you do not have a personal account you can open it here.
Promotional interest on new money applies during 92 days from the moment of joining the promotion i.e. from the day, on which Konto Oszczędnościowe Profit account was credited for the first time with the new money during the period of joining the promotion. After the end of the promotion period money on the savings account shall bear interest at the standard rate.
Calculation of new money takes into account technical accounts kept in PLN, current accounts, savings accounts, term deposit accounts and structured deposits in PLN (except bridge deposits set up relative to purchasing structured bonds), the owner/co-owners of which are the same as Konto Oszczędnościowe Profit account.
No, you will not lose interest. Interest accrued from the start of the particular month until the day preceding the day of withdrawal of the money will be transferred to your Konto Oszczędnościowe Profit account at the time of monthly capitalisation of interest. The first internal transfer order in a month from Konto Oszczędnościowe Profit is free of charge and the second and every subsequent one costs PLN 7.50.
Konto Oszczędnościowe Profit account is kept in PLN. If you want to enjoy the benefits of a savings account in other currencies, please read the information about FX Konto Oszczędnościowe account kept in EUR or USD.
Konto Oszczędnościowe Profit savings account is managed via the current account, which also provides access to other banking services. Fees as well as rules for keeping a current account and savings accounts (including Konto Oszczędnościowe Profit) are stipulated in Rules and regulations of providing banking services for Individuals at Bank Millennium S.A. as well as in the Price list – fees and commissions.
As regards new money on Konto Oszczędnościowe Profit a promotional interest rate of 2.7% per annum applies during 92 days on amounts up to PLN 100,000 and 1.4% per annum over the amount of PLN 100,000 – from the day, on which Konto Oszczędnościowe Profit is credited for the first time with new money during period of participation in the Promotion, which is active from 13.01.2019 to 30.03.2019.
If the account is further credited with new money the promotional interest rate shall apply up to the 92nd day included, counting from the first crediting with new money. Only one promotion at a time is available for the particular Konto Oszczędnościowe Profit. Promotion details in the “New Money on Konto Oszczędnościowe Profit. Edition 12”. After the period of validity of promotional interest rate and with respect to funds not classified as new the standard variable interest rate shall apply as per the Price List – Interest Rates, in accordance with this Price list the first internal transfer order from Konto Oszczędnościowe Profit shall be free of charge, and the second as well as all subsequent ones shall be charged PLN 7.50. Above mentioned regulations are available in Bank Millennium branches as well as on www.bankmillennium.pl