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About the deposit
You can set up Lokata Mobilna quickly and conveniently through the Bank Millennium mobile app.
you gain as much as 2.5% per annum when you open a deposit with augmented reality or 2.25% when you open it in a standard way
you set up the deposit for 3 months, and after it has matured you can open a next one
you can deposit from 500 PLN to 10 000 PLN
How to open
Take advantage of augmented reality technology and increase your interest rate on Lokata Mobilna from 2.25% to 2.5% per annum.
How to open -
Log in to the mobile app and from main menu select Offer for you > Savings > Augmented reality.
How to open -
Direct your phone camera at the picture at the top of the website.
How to open -
See what happens on your phone screen.
The offer is available to all holders of personal accounts in Bank Millennium, who are using the mobile app for iOS 4.3.0 and higher or for Android 5.0 and higher (except phones with x86 and mips architecture chipsets).
Bank announces that on www.bankmillennium.pl there is an opportunity to open Lokata Mobilna deposit with the use of Augmented reality. Opening Lokata Mobilna deposit with the use of Augmented reality allows for increasing the rate of interest on the newly opened Lokata Mobilna deposit. Each Customer is entitled to open one Lokata Mobilna deposit.
Deposit interest rate, term, and amount as well as deposit availability limitations for different mobile app versions are set out in Price Table – Interest Rates.
Interest rate on Lokata Mobilna is fixed and accrues on the entire balance.
The deposit is not renewable. Interest rate per annum.
Funds deposited on accounts in the Bank, the total value of which funds does not exceed the equivalent of 100,000 EUR, irrespective of the number of accounts held in the Bank, are protected by Banking Guarantee Fund, in keeping with the Act of 10 June 2016 on Banking Guarantee Fund, system of protection of deposits and compulsory restructuring (Journal of Laws2016.996). Eligible for protection are deposits and receivables of entities indicated in art. 20 of the a/m Act.
- Legal note
Term deposit is non-renewable and available to current account holders only in Bank Millennium mobile app. Each Client may open just one Lokata Mobilna mobile deposit. Other rules governing maintenance of term deposit accounts and interest rates are stipulated in General Rules of Provision of Banking Services to Individuals in Bank Millennium S.A. and in Price List – Interest Rates, available at www.bankmillennium.pl.
- How can I set up a Lokata Mobilna deposit?
You can set up a Lokata Mobilna deposit only in the mobile app. If you do not have the app, then you can download it free of charge from App Store or Google Play.
- What maximum amount can I invest in the Lokata Mobilna deposit?
The maximum amount, which you can invest in Lokata Mobilna, is 10 000 PLN, and the minimum one – 500 PLN. Each Client can have one Lokata Mobilna deposit at any time. After it ends a new one can be set up.
- How can I get the maximum interest rate on Lokata Mobilna deposit?
To get the maximum interest rate on Lokata Mobilna deposit use the function of augmented reality:
- logon to the app and from the main menu select Offer for you > Savings > Augmented reality
- direct the phone’s camera at the photo at the top of the page
- enjoy the maximum interest rate on Lokata Mobilna deposit
- Can I prematurely terminate a Lokata Mobilna deposit at any time?
Yes, the deposit can be terminated at any time. In case of premature termination interest will not be paid.
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