Deposit - augmented reality

Let profit surprise you!

Set up a deposit in the app and get more than you expect! Go to Augmented reality tab and direct your phone to this banner

About the deposit

You can set up Lokata Mobilna quickly and conveniently through the Bank Millennium mobile app.

Lokata Mobilna (Mobile Deposit) is available only through the Bank Millennium mobile app.

you gain as much as 2.5% per annum when you open a deposit with augmented reality or 2.25% when you open it in a standard way

you set up the deposit for 3 months, and after it has matured you can open a next one

you can deposit from 500 PLN to 10 000 PLN


In case of a personal account you can have only one Lokata Mobilna. In case of a joint account, each holder of the joint account can set up one Lokata Mobilna.

How to open

Take advantage of augmented reality technology and increase your interest rate on Lokata Mobilna from 2.25% to 2.5% per annum.

  1. 1
    How to open -

    Log in to the mobile app and from main menu select Offer for you > Savings > Augmented reality.

  2. 2
    How to open -

    Direct your phone camera at the picture at the top of the website.

  3. 3
    How to open -

    See what happens on your phone screen.

Open the gift virtually and watch your interest grow!

The offer is available to all holders of personal accounts in Bank Millennium, who are using the mobile app for iOS 4.3.0 and higher or for Android 5.0 and higher (except phones with x86 and mips architecture chipsets).

Bank announces that on there is an opportunity to open Lokata Mobilna deposit with the use of Augmented reality. Opening Lokata Mobilna deposit with the use of Augmented reality allows for increasing the rate of interest on the newly opened Lokata Mobilna deposit. Each Customer is entitled to open one Lokata Mobilna deposit.

Deposit interest rate, term, and amount as well as deposit availability limitations for different mobile app versions are set out in Price Table – Interest Rates.

Interest rate

Interest rate on Lokata Mobilna is fixed and accrues on the entire balance.

Term deposit period
Standard offer
Offer with augmented reality
3 months

The deposit is not renewable. Interest rate per annum.

Funds deposited on accounts in the Bank, the total value of which funds does not exceed the equivalent of 100,000 EUR, irrespective of the number of accounts held in the Bank, are protected by Banking Guarantee Fund, in keeping with the Act of 10 June 2016 on Banking Guarantee Fund, system of protection of deposits and compulsory restructuring (Journal of Laws2016.996). Eligible for protection are deposits and receivables of entities indicated in art. 20 of the a/m Act.