Lokata Mobilna

About the deposit

Lokata Mobilna (Mobile Deposit) is available only through the Bank Millennium mobile app.

  • Very high interest rate as much as 2.25% on a 3-month Lokata Mobilna deposit (as much as 2.50% when you open the deposit with augmented reality).
  • You set up the deposit quickly and easily using the app.
  • You can deposit from PLN 500 to PLN 10 000!

In case of a personal account you can have only one Mobile Deposit. After it has matured you can set up a new Mobile Deposit.

In case of a joint account, each holder of the joint account can set up one Mobile Deposit by means of their mobile app. After the deposit has matured a next one can be set up.

Augmented reality

Open the gift virtually and watch your interest grow!

Now, using augmented reality, you can spectacularly set up the highest interest rate-bearing deposit in Bank Millennium! Interest rate is 2.50% respectively.

Go to Bank Millennium app menu and select Augmented reality tab. Next, point your phone camera to the banner above. See for yourself how attractive our offer is.

The offer is available to all holders of personal accounts in Bank Millennium, who are using the mobile app for iOS 4.3.0 and higher or for Android 5.0 and higher (except phones with x86 and mips architecture chipsets).

Bank announces that on www.bankmillennium.pl there is an opportunity to open Lokata Mobilna deposit with the use of Augmented reality. Opening Lokata Mobilna deposit with the use of Augmented reality allows for increasing the rate of interest on the newly opened Lokata Mobilna deposit. Each Customer is entitled to open one Lokata Mobilna deposit.

Deposit interest rate, term, and amount as well as deposit availability limitations for different mobile app versions are set out in Price Table - Interest Rates.

Interest rate

Interest rate on the Lokata Mobilna is fixed and accrues on the entire balance.

Lokata Mobilna in PLN:

Term deposit period Standard offer Special offer (+0.25% with augmented reality)
3 months 2.25% 2.50%

The deposit is not renewable. Interest rate per annum.

Funds deposited on accounts in the Bank, the total value of which funds does not exceed the equivalent of 100,000 EUR, irrespective of the number of accounts held in the Bank, are protected by Banking Guarantee Fund, in keeping with the Act of 10 June 2016 on Banking Guarantee Fund, system of protection of deposits and compulsory restructuring (Journal of Laws2016.996). Eligible for protection are deposits and receivables of entities indicated in art. 20 of the a/m Act.

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How to use


Our Consultants will provide 7/24 detailed information and will carry out your instructions.

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How to constitute

In Mobile Application


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