About the product

Bank Account with very attractive interest rate, that enables you to gather additional means for the future pension:

  • yields higher than those offered by standard deposits, as many as 3,00% per annum,
  • profits from IKE savings are exempt from capital gains tax,
  • there are no fees for joining and keeping IKE - 100% of your means is invested,
  • high deposit limit - total of annual deposits to IKE cannot exceed in 2019 PLN 14 295, which constitute for 300% of the average monthly remuneration announced in the Budgetary Act,
  • flexibility - there is no obligation to make regular deposits,
  • access to money - you have possibility to do partial withdrawals without necessity to close the account.

Interest rate

IKE interest rate is variable and depends on the market conditions.
Current interest rate on IKE is 3,00% per annum. Yearly capitalization.

Minimum amount of payment is only 100 PLN.

Funds deposited on accounts in the Bank, the total value of which funds does not exceed the equivalent of 100,000 EUR, irrespective of the number of accounts held in the Bank, are protected by Banking Guarantee Fund, in keeping with the Act of 10 June 2016 on Banking Guarantee Fund, system of protection of deposits and compulsory restructuring (Journal of Laws2016.996). Eligible for protection are deposits and receivables of entities indicated in art. 20 of the a/m Act.

How to use


Our Consultants will provide 7/24 detailed information and will carry out your instructions.

801 331 331
fixed line calls and mobile


How to open

In our branches

Choose the nearest branch