Program Inwestycyjny Millennium

A WAY OF INVESTING CONVENIENTLY

Choose the plan that suits your investment preferences

Legal note

Benefits of Millennium Investment Programme

  • 500 PLN is enough for a start
  • 0 PLN for opening, payments and maintenance of the programme
  • 3 ready to purchase plans
  • permanent control over the investment in Millenet
  • no fee for withdrawal all funds after 2 years of investment

Three plans ready to purchase

Stable Plan

Stable Plan

Low level of potential profit and risk
Find out more
Moderate Plan

Moderate Plan

Moderate level of potential profit and risk
Find out more
Dynamic Plan

Dynamic Plan

High level of potential profit and risk
Find out more

How to start?

  1. 1

    Visit any Bank Millennium branch where you will receive necessary information

  2. 2

    Choose plan which matches your style and investment preferences

  3. 3

    Open the programme. Monitor your investment results conveniently in Millenet

<b>Invest in a branch</b>

Invest in a branch

Get everything sorted out during one visit

Find a branch

<b>Do you want to talk about investments?</b>

Do you want to talk about investments?

Call us

801 331 331

Fees

Maintenance fee
Handling fee charged upon withdrawal of funds during the investment
Programme opening 0 zł
Up to 12 months 1%
Subsequent payment 0 zł
13 to 24 months 0,5%
Programme maintenance 0 zł
From 24 months 0%
Maintenance fee
Programme opening 0 zł
Subsequent payment 0 zł
Programme maintenance 0 zł
Handling fee charged upon withdrawal of funds during the investment
Up to 12 months 1%
13 to 24 months 0,5%
From 24 months 0%

Learn about the plans

Stable Plan

3 subfunds are choosen to this plan: Millennium Classic Bond, Millennium Debt Instruments and Millennium Corporate Bond. All of them invest in debt securities (i.a. treasury and corporate bonds).


Subfunds choosen to this investment plan carry low risk profile.


Quotations

Moderate Plan

3 subfunds are choosen to this plan: Millennium Global Equity, Millennium Debt Instruments and Millennium Classic Bond. Depending on the subfunds, they are invested in debt securities (i.a. treasury and corporate bonds), large and smaller company shares or foreign funds shares.


Subfunds choosen to this investment plan carry different risk profile.


Quotations

Dynamic Plan

3 subfunds are choosen to this plan: Millennium Global Equity, Millennium Dynamic and Millennium Equity. All of them invest in large and smaller company shares and foreign funds shares.


Subfunds choosen to this investment plan carry high risk profile.


Quotations

Worth knowing

  • Withdrawal of invested funds before the end of programme

    You always have access to your funds. In first 2 years each withdrawal from the programme will be charged a handling fee.

  • Change of plan in the course of investment

    The selected plan is assigned to your program. In order to change your investment strategy, you have to withdraw the funds and open new programme in a branch.

  • Investment increase

    You always have the opportunity to make subsequent payment into your investment programme.

  • Active investor

    You can open numerous programmes and divide your funds into selected plans.

Questions and answers


  • In order to get access to investment products in Bank Millennium, you have to complete a questionnaire (appropriateness assessment) and sign Framework Agreement on provision of financial services. Thanks to your answears given in the questionnaire we check your knowledge and investment experience and assess whether the selected investment product is adequate for you and compatible with your needs, traits and goals.

    You can fill the questionnaire in Millenet. The agreement can be signed in any Bank Millennium branch.


  • If you already have an access to the investment product offer in Bank Millennium, select a plan which meets your expectations as to the level of potential profit and level of potential risk. Thereafter, declare the amount and your funds will be invested in package of 3 Millennium Subfunds in accordance with the division defined in your plan, as it is set out in the programme regulations. If you will be making payments or withdrawals in the future, your funds will also be devided according to the division mentioned above.


  • You can open the programme in any Bank Millennium branch. Minimum amount of first and each subsequent payment is 500 PLN.


  • Millennium Investment Programme offers 3 ready to purchase investment plans (Stable, Moderate and Dynamic) which differ from each other in risk and reward profiles. Each of them offer funds diversification, i.e. simultaneous investment in 3 selected subfunds of Millennium TFI. Thanks to this, you limit the risk of investment, spreading it on various investment strategies, and you benefit from the potential of global markets at the same time.

    You decide which plan meets your investment expectations.

    Through the Millennium TFI investment funds you have the opportunity to invest in capital market instruments. Depending on the plan, these will be shares of Polish and global company shares, treasury or corporate bonds.

    More details of each plan investment strategy and particular investment funds can be find in Plan's Fact Sheet and KIID documents.


  • Regular payment into Programme are not required. Subsequent payment can be made at any time. The minimum amount of each subsequent payment is 500 PLN.

    What is important, the long-term regular investments of even small amounts gives an opportunity to accumulate significant capital in the future. Furthermore, if you make payments in different periods, you average the price of participation units. It can have an influence on limitation of risk of purchasing all participation units at the least favorable price.


  • Participation in programme lasts 5 years. You always have an access to your funds, regardless of when you decide to withdraw them. You can withdraw all your funds after 2 years at no handling fee.

    After 5 years from opening the programme, selected plan will be closed. You will be able to continue your investments into three separated Millennium subfunds, in other words, make payments, make changes or withdrawal funds within each subfund individually.