How to build your capital?
If you already have a safe financial cushion you can think of investment products to give the rest of your savings the opportunity to grow even more.
Allows building a safe financial cushion to give you a sense of financial comfort in the future. Try to set aside at least three times your monthly spending.
What are my expectations?
Potentially higher gain.
Relatively lower pre-defined gain.
From what amount can I start?
You can set up an investment product with as little as PLN 100.
You can deposit even the smallest amount in a savings account.
When can I use the money?
Usually has a long-term purpose so that the invested money can bring appropriate results.
You can withdraw the money at any time retaining the deposited principal.
Can I feel safe?
Investment products involve risk; however you can tailor it by choosing the right products.
You have certainty that you will get the entire deposited amount.
Risk vs. gain
Risk entails a potentially higher gain.
No risk means safety, but also puts a limit on the rate of return.
2. Try to set money aside regularly
3. Allocate the money skilfully
Make use of various products, both savings as well as investment ones, to effectively make your money grow. Better management involves dividing the money in the right way. Before choosing a product, take into consideration:
- potential gain
- risk level
- access to the money while it’s invested in the product
4. Gain experience, get the know-how
The more you know about successful saving and investing, the smarter decisions you will take. Be curious, ask questions, get interested in the subject – greater knowledge about saving and investing is bound to bring results!
- How savings and investment products work
- What to look for when choosing the products
- How to manage your money to reach your objectives more successfully
- What our experts say
Markets in Financial Instruments Directive
What is MiFID?
Look here to find basic information about MiFID.
Read about Client classification rules and the Bank's obligations.
We will check, which financial instruments and products and investment services are appropriate for you.
Read about the nature of financial instruments and products and related risks.
Conflict of interests
We operate in a reliable way and in the Clients' best interest.
Look here for all documents about MiFID in Bank Millennium.
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Financial transactions are connected with risk detailed in the „Description of the Risk Connected with Financial Instruments or Products at Bank Millennium S.A.", available from the Bank's outlets and website www.bankmillennium.pl. Anyone who purchases a financial instrument shall accept and bear liability under tax obligations resulting from binding regulations. In view of the above risks and circumstances the Bank's clients should have sufficient knowledge and experience to assess the nature of each financial transaction entertained by them and them associated risk. If in any doubt, clients should use the services of a tax, legal or investment advisor. The Bank shall communicate any additional information which will be validly asked for by the Client to enable him the assessment of the risks and nature of the transaction.
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Money invested in: Millennium Fundusz Inwestycyjny Otwarty, Millennium Specjalistyczny Fundusz Inwestycyjny Otwarty, Indywidualne Konto Emerytalne Inwestycyjne, Program Inwestycyjny Przyszłość+, Program Inwestycyjny Wygodny Portfel is not protected by the statutory guarantee scheme of Bank Guarantee Fund. Money invested in investment deposits, Saving Accounts, Termin Deposits and Individual Saving Retirement Account is protected by BFG in keeping with the Act of 10 June 2016 on the Bank Guarantee Fund, Deposit Guarantee Scheme and Resolution.