Discover the potential of gold and get up to 14.99%

With a structured deposit Potencjał Złota X you have full capital protection and you can gain up to 14.99% on the investment scale (7.49% per year)

Save and invest with us

The worlds of investing and saving are complementary. Each of them allows you to accomplish your objectives in a different way.

A combination of investments with saving will give you a sense of financial comfort, and will make your accumulated money grow more efficiently.

  • What are my expectations?

    Investing

    Potentially higher gain.

    Saving

    Relatively lower pre-defined gain.

  • From what amount can I start?

    Investing

    You can set up an investment product with as little as PLN 100.

    Saving

    You can deposit even the smallest amount in a savings account.

  • When can I use the money?

    Investing

    Usually has a long-term purpose so that the invested money can bring appropriate results.

    Saving

    You can withdraw the money at any time retaining the deposited principal.

  • Can I feel safe?

    Investing

    Investment products involve risk; however you can tailor it by choosing the right products.

    Saving

    You have certainty that you will get the entire deposited amount.

  • Risk vs. gain

    Investing

    Risk entails a potentially higher gain.

    Saving

    No risk means safety, but also puts a limit on the rate of return.

  • How to build your capital?

    Investing

    If you already have a safe financial cushion you can think of investment products to give the rest of your savings the opportunity to grow even more.

    Saving

    Allows building a safe financial cushion to give you a sense of financial comfort in the future. Try to set aside at least three times your monthly spending.

Safe basic Assured yield No risk

Profit Savings Account

Yield p.a. up to 2.7% for 100 days for new funds up to 100 000 PLN

Your savings generate yield for you - you deposit and withdraw money as you need, without losing interest.

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Term deposits

Yield p.a. up to 2.25% for 3 mo.

Will give you a fixed interest rate and guaranteed yield after a specific period.

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Konto Oszczędnościowe Walutowe

Kept in EUR and USD

Safe way of saving and multiplying your money in the foreign currency.

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Chance for a bigger yield Potentially higher yield Diversified level of risk

Structured deposits

Principal protection 100%

An investment with protection of principal and chances for higher yield than on a term deposit.

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DuetPlus

Yield on the term deposit up to 3.50% p.a.

Combination of an attractive term deposit with investing in an investmend fund.

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Wygodny Duet

Yield on the term deposit up to 3.50% p.a.

Combination of an attractive term deposit and life insurance with insurance capital funds under Wygodny Portfel Investment Programme.

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Depozyt w Duecie inwestycyjnym

Yield on the term deposit up to 3.3% p.a.

Combination of an attractive term deposit with an investment fund

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Individual investing Potentially highest yield Diversified level of risk

Investment funds

50% discount for category A participation units purchase in Millenet

An investment that you can adjust to yourself thanks to the 12 Millennium TFI funds

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Millennium Investment Programme

0 PLN for payments and programme maintenance

3 ready to purchase plans to choose from

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Wygodny Portfel Investment Programme

Minimum amount PLN 10 000

An investment programme linked with life insurance in Generali TU S.A.

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Long-term and regularly Diversified level of yield Diversified level of risk

Przyszłość+ Investment Programme

Set-up and maintenance fee PLN 0

Flexible investment programme with initial amount as low as PLN 100.

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IKE - Individual Savings Retirement Account

Yield p.a. up to 3.00%

Discover a proved way to get an additional pension. A small amount is enough to start!

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IKE - Individual Investment Retirement Account

May be free from 19% capital gains tax

A long-term investment without the need to make regular deposits.

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