Discover WWF Millennium MasterCard credit card (APR 11.70%)

Credit cost and legal note

About the card

Why choose WWF Millennium Mastercard (APR 12.33%)

  • support environmental protection in Poland – we will transfer to WWF Polska account half of the monthly fee for the main card as well as part of each non-cash transaction you make

  • gain the option to spread repayment of card transactions into equal instalments with an attractive interest rate under the programme "Wygodne Raty"

    More More More about easy instalments
  • get a credit limit up to 50 000 PLN and grace period applies to cash and non-cash transactions up to 51 days

    More More More about credit limit

More information about the product can be found in the user guide and in the credit costs.


  • Complete safety

    Complete safety

    Attractive Safety Package consisting of SMS notifications service on transactions made by card and “Ochrona Karty” (Card Protection) insurance pack.

  • Contactless payments

    Contactless payments

    It's a convenient way of paying without a wallet. Activate your virtual card free of charge and pay conveniently by phone.

  • Convenience of payment

    Convenience of payment

    Comfortable shopping in stores or online stores and payments under the card limit.

  • Easy Instalments (APR 12.58%)

    Easy Instalments (APR 12.58%)

    The Easy Instalments Programme allows a repayment of spending done with the credit card in equal instalments with an attractive interest rate.

  • 3D-Secure


    Guarantee of the highest level of safety of Internet transactions provided by free 3D-Secure service.

  • Convenience and comfort

    Comfort and conveniance

    Control over expenses based on self-established daily limits. At any time, you may also check your account balance.



Paying with Millennium cards in stores as well as various service outlets you can enjoy attractive discounts. Currently there're close to 1000 merchants who will give you discounts!

How to use


Millenet saves time and money, providing security and full 7/24 online control over your finances.

Mobile Application

Manage your account by mobile phone or tablet and get full control of your finances, wherever you are, 24/7.

Branches and ATMs

More than 450 branches throughout Poland and multifunctional Millennium ATMs.


Our Consultants will provide 7/24 detailed information and will carry out your instructions.

801 331 331

fixed line calls and mobile


Credit card service
Insurance, service fee**
Monthly fee for main card PLN 0* / PLN 4,99
Safety package PLN 3,99
Monthly fee for supplementary card PLN 0* / PLN 2,99
Credit card service
Monthly fee for main card PLN 0* / PLN 4,99
Monthly fee for supplementary card PLN 0* / PLN 2,99
Insurance, service fee**
Safety package PLN 3,99
  • * The first monthly fee shall be charged for the second full month from issuing the card. Subsequent monthly fees shall be charged in arrears – for the previous month. The fee will not be charged if in the previous month 5 non-cash transactions were done on given card.
  • ** Insurances, services are not mandatory.

Required documents

If you have been transferring your salary to an account in Bank Millennium since at least 3 months, all formalities will be limited to a minimum. The key document, which is required each time is an ID card. There is a list of documents below confirming income depending on its source.

  • Employment contract / contract of mandate / specific-task contract
  • Sole proprietorship
  • Retirement pension
  • Disability pension
  • Pre-retirement benefit

One of the options below:

  • confirmation of salary transfers over the last 3 months
  • PIT for the whole previous tax year
  • proof of income
  • annual tax return and a certificate from the Tax Office or a certificate from the ZUS/KRUS
  • revenue and expense ledger
  • confirmation of pension transfer for the last month
  • last pension payslip
  • last decision on indexation
  • last decision on pensionable remuneration
  • confirmation of disability pension transfer for the last month
  • last disability pension payslip
  • last decision on remuneration
  • decision on granting the disability retirement pension
  • confirmation of benefit transfer for the last month
  • last benefit payslip
  • last decision on remuneration
  • decision on granting the benefit

How to get

Online application

If you are not our Client, contact us.

If you are our Client, apply in Millenet.

Call us

801 331 331 801 331 331

Choose the nearest branch

Find the branch

How to restrict

Lost or stolen card should be restricted immediately. Call one of the special numbers:

801 331 331

TeleMillennium phone number for fixed line callers and mobile callers

+48 22 598 40 40

TeleMillennium phone number for mobile or international callers

A card can be also restricted in Millenet and mobile app.

Find out more how to restrict card Find out more