Millennium Visa/MasterCard credit card

Get a year of fee-free shopping

You pay, you gain. That's the essence of our new Millennium Visa/MasterCard credit card promotion (APR 13.29%). Check how you can start enjoying your year of fee-free shopping:

  • 1 Apply for credit card till 31 October 2018
  • 2 Pay with card at least once a month
  • 3 Enjoy the card with no monthly fee for a year

"Year of Successful Purchases" promotion lasts till 31 October 2018.

You will find details in the Regulations.

Credit cost and legal note

About the card

What you get with Millennium Visa/MasterCard?

 

Financial freedom and flexibility due to additional funds under the credit limit of up to 15 000 PLN.

 

Option to spread repayment of card transactions into instalments under the programme „Wygodne Raty".

 

Choice of card colour – silver or magenta and payment system: Visa or MasterCard.

 

Supplementary cards for your loved ones – now they can enjoy freedom and easy day-to-day payments.

 

For more information about cards please see the User guide.

Cost of credit

Visa and Uber special offer

Are you constantly on the go? Choose Uber ride with Visa card and you will receive up to 25 PLN for the first ride (applies to new users who have not yet completed any ride using Uber app).

  • 1 Create Uber account, enter VISAPL code throughout registration
  • 2 Download Uber app to your phone
  • 3 Log in to Uber, add Visa card in the payment settings

Free ride for up to 25 PLN can be used within 14 days from the moment of entering the code in the app. The code is limited to use in Poland.

The promoter of the code is Uber B.V., of Vijzelstraat 68-78, 1017 HL Amsterdam, Netherlands.

Details and Regulations of the special offer are available at: www.uber.com/promo/visapl/

Discover benefits the credit card has to offer

 

Complete safety

Attractive Pakiet Bezpieczeństwa consisting of SMS Notifications service on transactions made by card and “Ochrona Karty” (Card Protection) insurance pack.

Find out more

 

3D-Secure

Guarantee of the highest level of safety of Internet transactions provided by free 3D- Secure service.

Find out more

 

Convenience of payment

Comfortable shopping in stores and on the Internet, freedom of the use of ATMs and payments under the card limit.

Find out more

 

Easy Payments Programme

The Easy Payments Credit Programme permits repayment of spending done with the credit card in equal instalments with an attractive interest rate.

Find out more

 

Control over expenses

Detailed analysis of the structure of expenses on the card by way of Finance Manager service in Millenet available to a person giving the card and card user.

Find out more

 

Convenience and comfort

Control over expenses in shops based on self-established daily limits. At any time, you may also check your account balance.

Find out more

Inspirations programme

Paying with a Millennium cards in stores as well as various service outlets you can enjoy attractive rebates. Currently there are close to 1 000 merchants who will give you the rebate!

TeleMillennium

Our Consultants will provide 7/24 detailed information and will carry out your instructions.

801 331 331
fixed line calls and mobile

Costs

Credit card service
Monthly fee for main card PLN 0* / PLN 4,99
Monthly fee for supplementary card PLN 0* / PLN 2,99
Insurance, service fee**
Monthly fee for Safety Package PLN 3,99

* The first monthly fee shall be charged for the second full month from issuing the card. Subsequent monthly fees shall be charged in arrears – for the previous month. The fee will not be charged if in the previous month 5 non-cash transactions were done and booked on given card.

** Insurances, services are not mandatory.

Credit cost and legal note

Representative example for Millennium Visa/Millennium MasterCard: Annual Percentage Rate (APR) is 13.29%; total amount of credit (net of debt-financed costs): PLN 4 000; total amount due: PLN 4 311.38; variable interest rate 10%; total cost of credit: PLN 311.38 (including: sum of monthly fees for the credit card PLN 54.89; interest PLN 256.46), assuming that the granted credit limit is disbursed outright in the full amount as a non-cash transaction and is repaid in 12 equal monthly instalments of PLN 359.28. The calculation was made as of 2.07.2018 on a representative example.

The Bank assesses the Applicant's creditworthiness and credibility each time before granting credit card; in justified cases, it may refuse to grant the card. Fees, interest rate and other details are contained in the Regulations on Credit Cards Issued by Bank Millennium SA, Price List – Credit Cards – available in the Bank’s branches and on www.bankmillennium.pl. Offer details are also available in TeleMillennium by calling 801 331 331.

In the “Rok udanych zakupów” (Year of Successful Purchases) the holder of the main credit card (except for Millennium MasterCard World Elite/Elite VIP credit cards) who applied for the card between 3 September 2018 and 31 October 2018 may use the card with promotional terms and conditions i.e. the monthly fee for the card shall be waived in each of 12 calendar months, in which the card was used to make at least one non-cash transaction, starting from the day the card was issued. Promotion Regulations are available here www.bankmillennium.pl.

Required documents

The requirements for documenting income are very simple

  • If you have been transferring your salary to an account in Bank Millennium since at least 3 months, all formalities will be limited to a minimum
  • The key document, which is required at all times is a Personal Identity Card

Above is a list of documents, confirming income depending on its source.

  • Employment or management contract / Contract to perform a specific task / Contract of mandate

    One option from:

    • Confirmation from Employer of income and employment in last 3 months
    • PIT for last year
    • proof of income

  • Business activity

    Documents required depending on the form of settlement:

    • annual tax return and a certificate from the Tax Office or a certificate from the ZUS/KRUS
    • book revenues and expenditures

  • Retirement pension

    One option from:

    • last decision on awarding the benefit
    • last pension slip
    • last decision on indexation
    • statement from bank account, confirming inflow of pension for the last month

  • Disability pension

    One option from:

    • last decision on awarding the benefit
    • last decision on indexation
    • last pension slip
    • statement from bank account, confirming inflow of pension for the last month

  • Pre-retirement benefit

    One option from:

    • decision of Labour Office/ZUS to grant the benefit
    • last decision of Labour Office/ZUS on indexation of the benefit
    • last pension slip
    • statement from bank account, confirming inflow of retirement/disability pension for the last month

How to get

Online Application

If you are not our customer
Contact with Advisor
If you are our customer
Apply in Millenet

TeleMillennium

Call us

801 331 331
In our branches
Choose the nearest branch

How to restrict

Just call one of the special phone numbers below:


+48 22 598 41 14 - blocking all the cards of Bank Millennium (available 7/24)
801 331 331 - TeleMillennium fixed line calls and mobile
+48 22 598 40 40 - TeleMillennium  mobile and international calls