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What you get with Millennium Visa/MasterCard?
For more information about cards please see the User guide.
About the card
Discover benefits the credit card has to offer
Complete safety
Attractive Pakiet Bezpieczeństwa consisting of: SMS alerts Package on transactions made by card and “Ochrona Karty” (Card Protection) insurance pack.
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3D-Secure
Guarantee of the highest level of safety of Internet transactions provided by free 3D- Secure service.
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Convenience of payment
Comfortable shopping in stores and on the Internet, freedom of the use of ATMs and payments under the card limit.
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Easy Payments Programme
The Easy Payments Credit Programme permits repayment of spending done with the credit card in equal instalments with an attractive interest rate.
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Control over expenses
Detailed analysis of the structure of expenses on the card by way of Finance Manager service in Millenet available to a person giving the card and card user.
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Convenience and comfort
Control over expenses in shops based on self-established daily limits. At any time, you may also check your account balance.
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Inspirations programme
How to use
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Millenet saves time and money, providing security and full 7/24 online control over your finances.
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Branches and ATMs
More than 450 branches throughout Poland and multifunctional Millennium ATMs. -
Mobile Application
Manage your account by mobile phone or tablet and get full control of your finances, wherever you are, 24/7.
TeleMillennium
Our Consultants will provide 7/24 detailed information and will carry out your instructions.
801 331 331
fixed line calls and mobile
fixed line calls and mobile
Costs
| Monthly fees for service | |
|---|---|
| Fee for the main card | PLN 0* / PLN 4,99 |
| Fee for the supplementary card | PLN 0* / PLN 2,99 |
| Insurance, service fee** | |
| Monthly fee for Safety Package | PLN 3,99 |
* The first monthly fee shall be charged for the second full month from issuing the card. Subsequent monthly fees shall be charged in arrears – for the previous month. The fee will not be charged if in the previous month 5 non-cash transactions were done and booked on given card.
** Insurances, services are not mandatory.
Annual Percentage Rate (APR) for cashless transactions is 12.7%; total loan amount (net of loan-financed costs): PLN 5000; total amount due: PLN5375.49; variable interest rate: 10%; total cost of the loan: PLN 375.49 (including: sum of fees for maintenance of the main card PLN 54.89; interest PLN 320.60;); 12 equal monthly instalments of PLN 447.95. Annual Percentage Rate (APR) for cash transaction is 21.6 %; total loan amount (net of loan-financed costs): PLN 5000; total amount due: PLN5574.99 ; variable interest rate: 10%; total cost of the loan: PLN 574.99 (including: fee for maintenance of the main card PLN 54.89; fee for cash transactions PLN 199.50; interest PLN 320.60; ); 12 equal monthly instalments of PLN 464.58. The calculation was made as of 3.07..2017 on a representative example.
The Bank assesses the applicant’s credit capacity on a case by case basis prior to granting the credit card; in case of failure to fulfil the requirements of credit capacity, the Bank shall not conclude a credit card agreement. For the fees, interest rates and other details see the Rules and regulations of credit cards issued by Bank Millennium SA /Regulamin kart kredytowych wydawanych przez Bank Millennium SA, Credit cards – Price List – available in the Bank’s branches and www.bankmillennium.pl website. For the details of the offer you may also call TeleMillennium at 801 331 331.