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Millennium Visa/MasterCard credit card

About the card

What you get with Millennium Visa/MasterCard?

 

Financial freedom and flexibility due to additional funds under the credit limit of up to 15 000 PLN.

 

Option to spread repayment of card transactions into instalments under the programme „Wygodne Raty".

 

Choice of card colour – silver or magenta and payment system: Visa or MasterCard.

 

Supplementary cards for your loved ones – now they can enjoy freedom and easy day-to-day payments.

 

For more information about cards please see the User guide.

Cost of credit

Discover benefits the credit card has to offer

 

Complete safety

Attractive Pakiet Bezpieczeństwa consisting of SMS Notifications service on transactions made by card and “Ochrona Karty” (Card Protection) insurance pack.

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3D-Secure

Guarantee of the highest level of safety of Internet transactions provided by free 3D- Secure service.

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Convenience of payment

Comfortable shopping in stores and on the Internet, freedom of the use of ATMs and payments under the card limit.

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Easy Payments Programme

The Easy Payments Credit Programme permits repayment of spending done with the credit card in equal instalments with an attractive interest rate.

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Control over expenses

Detailed analysis of the structure of expenses on the card by way of Finance Manager service in Millenet available to a person giving the card and card user.

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Convenience and comfort

Control over expenses in shops based on self-established daily limits. At any time, you may also check your account balance.

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Inspirations programme

Paying with a Millennium cards in stores as well as various service outlets you can enjoy attractive rebates. Currently there are close to 1 000 merchants who will give you the rebate!

Inspirations programme Find out more

TeleMillennium

Our Consultants will provide 7/24 detailed information and will carry out your instructions.

801 331 331
fixed line calls and mobile

Costs

Credit card service
Monthly fee for main card PLN 0* / PLN 4,99
Monthly fee for supplementary card PLN 0* / PLN 2,99
Insurance, service fee**
Monthly fee for Safety Package PLN 3,99

* The first monthly fee shall be charged for the second full month from issuing the card. Subsequent monthly fees shall be charged in arrears – for the previous month. The fee will not be charged if in the previous month 5 non-cash transactions were done on given card.

** Insurances, services are not mandatory.

Credit cost and legal note

Representative example for Millennium Visa/Millennium MasterCard: Annual Percentage Rate (APR) is 13.72%; total amount of credit (net of debt-financed costs): PLN 3 500; total amount due: PLN 3 779.31; variable interest rate 10%; total cost of credit: PLN 279,31 (including: sum of monthly fees for the credit card PLN 54.89; interest PLN 224,42), assuming that the granted credit limit is disbursed outright in the full amount as a non-cash transaction and is repaid in 12 equal monthly instalments of PLN 314.94. The calculation was made as of 7.06.2019 on a representative example.

The Bank evaluates the applicant’s credit capacity on a case-by-case basis each time prior to granting a credit card; if requirements regarding credit capacity are not met the Bank will not sign a credit card agreement. Fees, interest rate and other details are contained in the Regulations on Credit Cards Issued by Bank Millennium SA, Price List – Credit Cards – available in the Bank’s branches and on www.bankmillennium.pl. Offer details are also available in TeleMillennium by calling 801 331 331.

Insurances witdrawn from offer

Required documents

The requirements for documenting income are very simple

  • If you have been transferring your salary to an account in Bank Millennium since at least 3 months, all formalities will be limited to a minimum
  • The key document, which is required at all times is a Personal Identity Card

Above is a list of documents, confirming income depending on its source.

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  • Employment or management contract / Contract to perform a specific task / Contract of mandate

    One option from:

    • Confirmation from Employer of income and employment in last 3 months
    • PIT for last year
    • proof of income

  • Business activity

    Documents required depending on the form of settlement:

    • annual tax return and a certificate from the Tax Office or a certificate from the ZUS/KRUS
    • book revenues and expenditures

  • Retirement pension

    One option from:

    • last decision on awarding the benefit
    • last pension slip
    • last decision on indexation
    • statement from bank account, confirming inflow of pension for the last month

  • Disability pension

    One option from:

    • last decision on awarding the benefit
    • last decision on indexation
    • last pension slip
    • statement from bank account, confirming inflow of pension for the last month

  • Pre-retirement benefit

    One option from:

    • decision of Labour Office/ZUS to grant the benefit
    • last decision of Labour Office/ZUS on indexation of the benefit
    • last pension slip
    • statement from bank account, confirming inflow of retirement/disability pension for the last month

Show all

How to get

Online Application

If you are not our customer
Contact with Advisor
If you are our customer
Apply in Millenet

TeleMillennium

Call us

801 331 331
In our branches
Choose the nearest branch

Find the branch

How to restrict

Just call one of the special phone numbers below:


+48 22 598 41 14 - blocking all the cards of Bank Millennium (available 7/24)
801 331 331 - TeleMillennium fixed line calls and mobile
+48 22 598 40 40 - TeleMillennium  mobile and international calls

How to restrict Find out more