|Credit card service
|Monthly fee for main card
||PLN 0* / PLN 4,99
|Monthly fee for supplementary card
||PLN 0* / PLN 2,99
|Insurance, service fee**
|Monthly fee for Safety Package
* The first monthly fee shall be charged for the second full month from issuing the card. Subsequent monthly fees shall be charged in arrears – for the previous month. The fee will not be charged if in the previous month 5 non-cash transactions were done and booked on given card.
** Insurances, services are not mandatory.
Credit cost and legal note
Representative example for Millennium Visa/Millennium MasterCard: Annual Percentage Rate (APR) is 13.29%; total amount of credit (net of debt-financed costs): PLN 4 000; total amount due: PLN 4 311.38; variable interest rate 10%; total cost of credit: PLN 311.38 (including: sum of monthly fees for the credit card PLN 54.89; interest PLN 256.46), assuming that the granted credit limit is disbursed outright in the full amount as a non-cash transaction and is repaid in 12 equal monthly instalments of PLN 359.28. The calculation was made as of 2.07.2018 on a representative example.
The Bank assesses the Applicant's creditworthiness and credibility each time before granting credit card; in justified cases, it may refuse to grant the card. Fees, interest rate and other details are contained in the Regulations on Credit Cards Issued by Bank Millennium SA, Price List – Credit Cards – available in the Bank’s branches and on www.bankmillennium.pl. Offer details are also available in TeleMillennium by calling 801 331 331.
In the “Rok udanych zakupów” (Year of Successful Purchases) the holder of the main credit card (except for Millennium MasterCard World Elite/Elite VIP credit cards) who applied for the card between 3 September 2018 and 31 October 2018 may use the card with promotional terms and conditions i.e. the monthly fee for the card shall be waived in each of 12 calendar months, in which the card was used to make at least one non-cash transaction, starting from the day the card was issued. Promotion Regulations are available here www.bankmillennium.pl.