|Credit card service
|Monthly fee for main card
||PLN 0* / PLN 4,99
|Monthly fee for supplementary card
||PLN 0* / PLN 2,99
|Insurance, service fee**
|Monthly fee for Safety Package
* The first monthly fee shall be charged for the second full month from issuing the card. Subsequent monthly fees shall be charged in arrears – for the previous month. The fee will not be charged if in the previous month 5 non-cash transactions were done on given card.
** Insurances, services are not mandatory.
Credit cost and legal note
Representative example for Millennium Visa/Millennium MasterCard: Annual Percentage Rate (APR) is 13.36%; total amount of credit (net of debt-financed costs): PLN 4 000; total amount due: PLN 4 311.38; variable interest rate 10%; total cost of credit: PLN 311.38 (including: sum of monthly fees for the credit card PLN 54.89; interest PLN 256.46), assuming that the granted credit limit is disbursed outright in the full amount as a non-cash transaction and is repaid in 12 equal monthly instalments of PLN 359.28. The calculation was made as of 18.12.2018 on a representative example.
The Bank evaluates the applicant’s credit capacity on a case-by-case basis each time prior to granting a credit card; if requirements regarding credit capacity are not met the Bank will not sign a credit card agreement. Fees, interest rate and other details are contained in the Regulations on Credit Cards Issued by Bank Millennium SA, Price List – Credit Cards – available in the Bank’s branches and on www.bankmillennium.pl. Offer details are also available in TeleMillennium by calling 801 331 331.
In the “You can do more with a credit card” promotion a holder of the main credit card (except Millennium MasterCard World Elite/Elite VIP credit cards) (“the Card”) who submitted an application for issuing the Card from 2 January 2019 to 28 February 2019 (“promotion period”), shall have the monthly card fee waived in each of the 12 calendar months, in which he made at least one non-cash transaction counting from the date of issuing the Card. Promotion Regulations are available on www.bankmillennium.pl