Millennium mortgage refinance loan is a loan for repayment of a housing loan you posess with another bank. Having transfered your loan to Millennium you can pay out a lower installment! You can also be granted additional funds for any purpose of your choice!
Why choose Millennium Mortgage Loan?
- attractive margins and interest rates and an option to lower the spread by 0.5 p.p. within the lending period*
- loan up to 85% real estate - only untill the end of year
- favorable lending period - up to 35 years
- short time to Yes & Cash
- acceptance of numerous sources of income - in Millennium you may be granted a loan, if you have contract of unspecified or specified duration, earn based on Civil Law contracts (e.g. contract of mandate or contract to perform a specific task), as well as when your run your own business (and are in a position to provide the Bank with suitable accounting and tax documents)
- opportunity to combine housing and non-housing purposes within one loan agreement
- convenience - a number of loan service facilities, e.g. loan holidays or grace period
- friendly Customer service - numerous user-friendly internet options facilitiating loan service (e.g. option to submit order of earlier loan repayment, loan holidays, change of installment date etc.)
* Spread reduced by 0.5% for Customers who meet the conditions below, during the entire loan period:
- have a personal account in Bank Millennium, to which the salary or net income is transferred every month and
- are users of a debit card from Bank Millennium (make at least PLN 500 worth of non-cash transactions with the card during a month).