Millennium Debt Consolidation Loan is an attractive loan for repayment of other, expensive liabilities you already have with other banks. Got a housing loan, car loan, installmant loan, c/a overdraft? Instead of them all, you can pay out one low installment with Bank Millennium!
Why choose Millennium Debt Consolidation Loan?
- attractive margins and interest rates and an option to lower the spread by 0.5 p.p. within the lending period*
- loan up to 80% real estate
- favorable lending period - up to 30 years
- convenience - instead of a number of high installments with other banks, all you pay out is just one Millennium installment with favourable interest rates
- short time to Yes & Cash
- acceptance of numerous sources of income - in Millennium you may be granted a loan, if you have contract of unspecified or specified duration, earn based on Civil Law contracts (e.g. contract of mandate or contract to perform a specific task), as well as when your run your own business (and are in a position to provide the Bank with suitable accounting and tax documents)
- opportunity to combine housing and non-housing purposes within one loan agreement
- a number of loan service facilities, e.g. loan holidays or grace period
- friendly Customer service - numerous user-friendly internet options facilitiating loan service (e.g. option to submit order of earlier loan repayment, loan holidays, change of installment date etc.)
What loans can you repay with Millennium Debt Consolidation Loan?
- housing loans
- car loans
- installment loans
- cash loans
- credit card limits
- c/a overdrafts
- other consumer loans.
* Spread reduced by 0.5% for Customers who meet the conditions below, during the entire loan period:
- have a personal account in Bank Millennium, to which the salary or net income is transferred every month and
- are users of a debit card from Bank Millennium (make at least PLN 500 worth of non-cash transactions with the card during a month).