The asset-backed loan is the perfect solution for people who want to improve their financial liquidity. If you do not want to run the risk of losing your gains by prematurely terminating your savings products, but need cash urgently then the Asset-backed Loan is cut out just for you!
Who can apply?
Private persons who have savings in in the form of time deposits with guaranteed payment of capital within the deposit period.
The Asset-backed Loan is all about benefits:
- money for any purpose, available within a few days
- minimum formalities in the credit capacity assessment process
- The pledged asset may belong to the borrower or to a third party with their consent
- Minimum loan amount: PLN 1,000
- Loan tenor: from 7 days to 12 months
- Maximum loan amount depends on value and type of collaterals
- Repayment in equal monthly principal and interest payments
- The loan is granted in PLN
- Loan early payment possible (partial or full) with own funds or with the pledged assets – no fees
Details about the interest rate and the commission connected with granting the product are contained in the Documents: Price List - Credit Products.
The interest rate and the commission may be negotiated.