Borrow money for less with 0 PLN commission (APR 7.68%)

For every 5000 PLN borrowed, you will pay only 100 PLN monthly instalment

Take a loan Cash Loan Credit cost and legal note

0 PLN commission

You pay only 100 PLN monthly for each 5000 PLN borrowed
Benefit from Cash Loan promotion (APR 7.68%):

  • apply conveniently online
  • fixed instalment throughout the loan period
  • you can borrow up to 20 000 PLN

Promotion is valid from 1 February till 10 April 2020. Details in „100 zł raty za każde 5 000 zł pożyczki IV edycja” promotion regulations - in Polishlink opens in a new window.
Credit cost and legal note

Take a loan

Promotional rates

Check your promotional instalment

How much do you need to borrow?
Each of your 60 instalments will be:
5 000 PLN
115 PLN
10 000 PLN
230 PLN
15 000 PLN
345 PLN
20 000 PLN
459,99 PLN

Standard offer

In our offer we always lend:

  • quickly, conveniently and with minimum formalities
  • from 1 000 PLN up to 150 000 PLN
  • you benefit from the Lowest Interest Rate Guarantee*

*If within 30 days after signing the loan agreement you find a cheaper offer with the same amount and tenor – we shall reduce your interest rate and will refund the difference on the interest already paid to us, after meeting the conditions described in the Loan Regulations with the Lowest Interest Rate Guarantee.
Credit cost and legal note

Standard instalment

Check your loan instalment for standard offer

Kalkulator pożyczki gotówkowej

Are you transferring your salary to Bank Millennium?

Insurance for loan repayment?

Your rate:

100,00

Minimum instalment is 50 PLN.

Annual Percentage Rate (APR)

10,00%

Take a loan Information about the calculator

How to apply

Online application

If you are not our Client, contact us.

If you are our Client, apply in Millenet.

Call us

801 331 331 801 331 331

Choose the nearest branch

Find the branch

Safe Loan Insurance

Attractive insurance Safe Loan will ensure comprehensive support for you and your family in numerous unexpected circumstances, such as:

 -- mobile
  • total incapacity to work or disability as a result of an accident,
  • temporary incapacity to work or disability as a result of an accident,
  • loss of work or hospitalization as a result of an accident,
  • serious illness,
  • death.

What is important, you do not have to choose the risks. Insurance package offers coverage in all the above events and changes automatically depending on your professional situation and current pension/disability pension entitlement.

Should any of the above unexpected circumstances occur, the Insurer will pay for you:

  • up to 12 instalments if you lose work or up to 6 instalments if you are taken to hospital as a result of accident,
  • even 36 instalments if you are temporarily unfit for work or 25% of the outstanding loan amount in case of death due to accident,
  • the entire outstanding amount of the loan if you are fully unfit for work or 25% of the outstanding loan amount in case of disability as a result of accident,
  • the entire outstanding amount of the loan in case of falling ill with one of serious diseases or in case of death.

The conclusion of the insurance contract is simple and convenient - it takes place during the conclusion of a cash loan agreement, and insurance protection begins the day after the loan is launched. The insurance premium is only 0.3% of the granted loan amount per month and for your convenience it is added to the loan amount. Find out more about the insurance

Required documents

Would you like to benefit from Consolidation Loan? Select a document according to your source of income.

  • Employment agreement / Contract of mandate / Author’s contract
  • Sole proprietorship
  • Retirement pension
  • Disability pension
  • Pre-retirement benefit

One of the options below:

  • annual tax return and a certificate from the Tax Office or a certificate from the ZUS/KRUS
  • revenue and expense ledger
  • confirmation of pension transfer for the last month
  • last pension payslip
  • last decision on indexation
  • last decision on pensionable remuneration
  • confirmation of disability pension transfer for the last month
  • last disability pension payslip
  • last decision on remuneration
  • decision on granting the disability retirement pension
  • confirmation of benefit transfer for the last month
  • last benefit payslip
  • last decision on remuneration
  • decision on granting the benefit