Promotion lasts till 26 April 2024. Details in "Zimowe okazje II edition" promotion regulationsfor: Cashloanlink opens in a new window - in Polish.
Attractive insurance Loan under protection will ensure comprehensive support for you and your family in numerous unexpected circumstances, such as:
Insurer will also allow you to receive second medical opinion in foreign medical facility.
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A representative example for the Cash Loan with promotion “Zimowe okazje edycja II”: The Annual Percentage Rate (APR) is 12.01%, total loan amount (without credited costs): PLN 21 551.97, total amount to be paid: PLN 28 131.74, fixed interest rate 11.40% on an annual basis, total cost of the loan: PLN 6 579.77 (including: 0% commission), interest PLN 6 579.77), 58 monthly installments equal to PLN 485.03, the first installment payable 30 days after disbursement the funds. The calculation as of January 27th,2024 on a representative example.
The Promotion “Zimowe okazje edycja II” lasts from January 27th,2024 until April 26th,2024 and applies to cash granted for period from 48 to 70 months, with the amount to disburse from PLN 5 000 to PLN 40 000.
You can take advantage of the promotion if you have not had a cash or consolidation loan with Bank Millennium S.A. (further “us”) in the last 6 months from the date of application, you will undertake the transfer of income in the amount specified in the loan agreement, min. PLN 1 000 net per month for the entire repayment period to your current account and you agree to receive commercial information via electronic channels and for the bank to process your personal data in order to provide us with information on products and services to companies cooperating with us. The promotion cannot be combined with any other cash loan promotions. If there is no declared inflow in a given month, the interest rate on the loan this month will be increased by 0.4 percentage point, not more than to the amount of the statutory maximum interest, in accordance with art. 359 § 2¹ of the Civil Code - in such a situation, the fixed installment will be changed accordingly. Detailed terms and conditions of the promotion are included in the promotion “Zimowe okazje edycja II” Regulations. Details on the rules and conditions according to which we grant loans are described in the Regulations on loans and advances granted to individual customers by Bank Millennium S.A. We charge standard fees, commissions and interest in accordance with the Cash Loan Price List.
You can familiarize yourself with these documents in our branches and on our website www.bankmillennium.pl.
A representative example for the Cash Loan with promotion “Zimowe okazje z ubezpieczeniem edycja II”: The Annual Percentage Rate (APR) is 17.90%, total loan amount (without credited costs): PLN 19 661.73, total amount to be paid: PLN 29 050.40, fixed interest rate 9.10% on an annual basis, total cost of the loan: PLN 9 388.67 (including: 0% commission, interest PLN 5 731.59, additional services: insurance: PLN 3 657.08), 60 monthly installments equal to PLN 484.17, the first installment payable 30 days after disbursement the funds. The calculation as of January 27th,2024 on a representative example. The promotion “Zimowe okazje z ubezpieczeniem edycja II” lasts from January 27th,2024 until April 26th,2024 and applies to insured cash loans, given by the Bank Millennium S.A. (further “us”), granted for period of 48 to 70 months with the amount to disburse paid under the contract in the amount of PLN 5 000 to PLN 40 000.
You can take advantage of the promotion if you conclude the Safe Pożyczka option I insurance contract through us (provided by Towarzystwo Ubezpieczeń Europa S.A. and Towarzystwo Ubezpieczeń na Życie Europa S.A., available to persons who on the date of concluding the insurance contract are under 65 years of age), and during the last 6 months from the date of application, you have not had a cash or consolidation loan with us, you will undertake to us an income transfer in the amount specified in the loan agreement, min. PLN 1 000 per month net over the entire repayment period to your current account and you agree to receive commercial information via electronic channels and for the bank to process your personal data in order to provide us with information on products and services of companies cooperating with us. If there is no declared inflow in a given month, the interest rate on the loan this month will be increased by 0.4 percentage point, not more than to the amount of the statutory maximum interest, in accordance with art. 359 § 2¹ of the Civil Code - in such a situation, the fixed installment will be changed accordingly.
If during the term of the contracy you resign from the Safe Pożyczka option I insurance contract, we will increase yor interest rate by 3.03 percentage points from the day resignation, but not more than up to the statutory maximum interest rate. (Article 539 § 2¹ of the Civil Code)- in such a situation, the fixed installment will be changed accordingly.
The promotion cannot be combined with other cash loan promotions. The detailed conditions of the promotion are in the Regulations promotion “Zimowe okazje z ubezpieczeniem edycja II”. Detailed rules and conditions according to which we grant loans are described in the Regulations on loans and advances granted to individual customers by Bank Millennium S.A. Standard fees, commissions and interest are charged in accordance with the Cash Loan Price List. Detailed rules for providing insurance coverage are included in the Terms and Conditions of the Protected Loan Insurance and the Product Card - Protected Loan Insurance.
You can familiarize yourself with these documents in our branches and on our website www.bankmillennium.pl.
A representative example for a Cash Loan: Actual Annual Interest Rate (APR) is: 24.70%, total loan amount (without credited costs): PLN 14 675,18 total amount to be paid: PLN 26 340,03, fixed interest rate: 11.92%, total loan cost: PLN 11 664,85 (including: 5.92% commission (PLN 868,77), interest: PLN 7 423,04, additional services: insurance PLN 3 373,04, 70 monthly installments equal to: PLN 376,29, the first installment is payable after 30 days from the disbursement of funds. We made the calculation on July 1 st, 2023 on a representative example. Detailed rules and conditions according to which we grant loans are described in the Regulations on loans and advances granted to individual customers by Bank Millennium S.A. Fees, commissions and interest are charged in accordance with the Cash Loan Price List.
Detailed rules for providing insurance covered by Towarzystwo Ubezpieczeń Europa S.A. and Towarzystwo Ubezpieczeń na Życie Europa S.A., under the Protected Loan Insurance, are included in the Terms and Conditions of the Protected Loan Insurance and the Product Card- Protected Loan insurance.
You can familiarize yourself with these documents in our branches and on our website www.bankmillennium.pl.
Before we grant you a loan, we assess your credit capacity and creditworthiness each time. In justified cases, we may refuse to grant you a loan.
