Your house shopping will be successful thanks to the Alfa credit card (APR 13.05%)
More information about the product can be found in the user guide and in the credit costs.
You can pay for everyday shopping by your credit card. It is also perfect abroad - you don't have to look for an exchange office, exchange currencies or order a currency card.
Thanks to your credit card you gain access to all world currencies at Visa exchange rate:
Pay by Alfa credit card and get cashback
5% cashback on shopping - up to 50 PLN a month
cashback is automatically transferred to your card account at the beginning of next month
25 Partners in programme: Apart, Baldinini, Bershka, Cinema City, Coccinelle, Deichmann, Empik, Francesco Biasia, Inter Cars, Massimo Dutti, Max Mara, Marella, Oysho, Pennyblack, Pollini, Pull&Bear, Sony Centre, Sephora, Smyk, Stradivarius, travelplanet.pl, Venezia, Zara, Zara Home
5% cashback applies to purchases in Empik stores, Sony Centre stores, Smyk stores and Cinema City (box offices), in case of Inter Cars only to online shopping at www.intercars.pl. It is not valid for Weekend Max Mara.
Details in "Moneyback for Alfa cards" programme regulations (in Polish).
If you use Alfa card (card agreement concluded in the period from 1.05.2013 to 10.11.2019) in order to participate in "Moneyback" programme after 1.01.2021, it could be necessary to sign the annex to your card agreement changing the interest rate (APR 11.08%). Annex can be accepted in Millenet or in the mobile application, at any Bank Millennium branch, as well as via TeleMillennium at 801 331 331 (call cost according to the operator's rate).
Attractive Safety Package consisting of SMS notifications service on transactions made by card and “Ochrona Karty” (Card Protection) insurance pack.
It's a comfortable way of paying without a wallet. Activate your virtual card free of charge and pay conveniently by phone.
Comfortable shopping in stores or online stores and payments under the card limit.
The Easy Instalments Programme allows a repayment of spending done with the credit card in equal instalments with an attractive interest rate.
Guarantee of the highest level of safety of Internet transactions provided by free 3D-Secure service.
Control over expenses based on self-established daily limits. At any time, you may also check your account balance.
Paying with a Millennium cards in stores as well as various service outlets you can enjoy attractive rebates. Currently there are close to 1000 merchants who will give you the rebate!
Millenet is an online banking system providing security and full 7/24 online control over your finances and additional services.
The mobile app allows you to use the account on your phone, wherever you are. You can make transfers, pay in stores, withdraw cash from ATMs and much more.
Bank Millennium provides over 750 branches throughout Poland and multifunctional Bank Millennium ATMs.
Fixed line calls and mobile
Lost or stolen card should be restricted immediately. Call one of the special numbers:
TeleMillennium phone number for fixed line callers and mobile callers
TeleMillennium phone number for mobile or international callers
A card can be also restricted in Millenet and mobile app.
how to restrict card Find out moreCredit cost and legal note
Representative example for Millennium Visa Alfa credit cards: Annual Percentage Rate (APR) is 13,05%, total loan amount (net of debt-financed costs): PLN 6 500,00, total amount due: PLN 6 991,33, variable interest rate 9,5%, total cost of the loan: PLN 491,33 (including: sum of monthly credit card fees PLN 95,88, interest PLN 395,45), with the assumption that the approved credit limit is used up outright in the full amount as a cashless transaction and is repaid in 12 equal monthly instalments of PLN 582,61. The calculation was made on 4th of November, 2021 based on the representative example.
Program "Moneyback for Alfa cards" ongoing 1.01.2021-31.12.2021 is organised by Bank Millennium S.A.. Program is aimed at Millennium Visa Alfa cardolders, basing on contracts signed till 30.04.2013 or after 11.11.2019, which were annexed after 28.11.2020. All terms and conditions are described in Regulation on Moneback Program "Moneyback for Alfa cards". Moneyback of 5% is applicable for transactions concerning brick and mortar stores of: Empik, Sony Center, Smyk, Cinema City box office. It does not involve Weekend Max Mara. Whereas for InterCars program includes only online shoppinng on www.intercars.pl.
Before granting a credit card the Bank evaluates the Applicant’s credit capacity and worthiness on a case-by-case basis; in justified cases it may refuse to grant the card. Fees, interest rate as well as other details are provided in the Price List - Credit Cards, “Regulations on Credit Cards Issued by Bank Millennium SA, Regulations on Moneyback conditions "Moneyback for Alfa cards" – available in Millennium branches and on www.bankmillennium.pl. Offer details are also available in TeleMillennium by calling 801 331 331. (the cost of a call according to the agreement with the telecommunications operator)
Participant of the "Visa Impresja and Alfa w goodie credit card" promotion (hereinafter "Promotion"), who in the period from September 1 to November 30, 2021 ("Promotion Period") will connect the Millennium Visa Impresja or Millennium card via the Bank Millennium mobile application Visa Alfa (hereinafter the "Card") with a goodie user account (using the option: "Additional services" / "goodie cashback") and meets the transaction condition specified in the Promotion Regulations, will receive the basic prize of goodie cachback points of the equivalent of PLN 20, credited to the Participant's account in goodie.
As part of the Promotion, the Participant may receive additional prizes in the form of goodie gift cards worth PLN 200. The prizes are awarded separately for each calendar month of the Promotion to Participants who make transactions with the Card in a given month for at least the amount of PLN 20. The pool of Additional Prizes is limited and amounts to 3 prizes in each month of the Promotion. If the number of Participants entitled to receive Additional Awards exceeds the pool, it will be decisive to receive the Additional Award to make the largest number of transactions with the Card for at least the amount of PLN 20 each.
Details on the operation and rules of using the goodie purchasing platform, administered by Millennium Goodie Sp. z o.o. are available on the website goodie.pl and specified in the "Regulations for the use of the goodie.pl Platform by users". The list of stores with details of the offer can be found on the website goodie.pl/cashback.
The Promotion Regulations are available at www.bankmillennium.pl (Support / Price lists and regulations / Payment cards tab) and at the Bank's outlets.
