All and any information contained in this commercial publication is for information purposes only and does not constitute an offer in the meaning of the Civil Code of 23 April 1964, or a recommendation or an invitation addressed to anyone (or any group of persons whatsoever) to conclude a transaction involving the financial instruments presented herein. In particular, it does not constitute investment, financial, tax, legal or any other advice.

Any investment decision should be taken on the basis of information contained in “Regulations of spot, forward financial transactions, transactions in securities and term deposits in Bank Millennium S.A.” along with the “Regulations for concluding treasury transactions at Bank Millennium S.A.” or “Regulations on entering into spot and forward foreign exchange transactions and currency swap transactions in Bank Millennium S.A.” or “Regulations on entering into spot and forward foreign exchange transactions and currency swap transactions for natural persons operating a business and being Corporate Banking Client in Bank Millennium S.A.”, not on the basis of the abbreviated description provided herein. The above documents are available in the Bank’s branches and on its website www.bankmillennium.pl.

This publication contains the position of Bank Millennium S.A. (“the Bank”) expressed on the basis of proprietary assessment of facts material for the Bank as well as relevant legal regulations. The Bank assures that it acted with due care in order that information contained herein is accurate and based on reliable sources.
The Bank shall not be liable for financial consequences of making by the Client of transactions on financial instruments described herein.

The risk of using the information contained in this publication, in particular as regards making investment decisions on its basis, shall be borne solely by its recipient.

Financial transactions involve risk, presented in “Description of risks associated with financial instruments offered in the Corporate Banking segment in Bank Millennium S.A.”, available in the Bank’s branches and on its website www.bankmillennium.pl.

Whoever purchases a financial instrument, accepts and carries responsibility for tax liabilities stemming from valid regulations. In case of any doubts, Clients should use the services of a tax, legal or investment adviser. The Bank shall provide any and all additional information, which the Client reasonably requests, to enable him to evaluate risks and nature of the transaction.

Dissemination and distribution of certain financial instruments or products as well as trading in them may be subject to restrictions with respect to certain persons and states, as per relevant legislation. Offering financial instruments and trading in them may be made only in compliance with relevant legal regulations.

The Bank notes that the Client’s receivables resulting from transactions concluded under relevant regulations are not monies covered by guarantee protection in the meaning of the Act of 10 June 2016 on the Bank Guarantee Fund, Deposit Guarantee Scheme and Resolution.

The transaction mentioned in this publication may be inconsistent with your: knowledge, experience, financial situation, risk tolerance or investment goals.