Benefits:

• Relatively high loan-to-value ratio (even 60%).
• Easy access to loan ― upon disbursement the entire amount is made available on the current account.
• Additional money on the account permits punctual payment of liabilities during a temporary payment crunch (e.g. resulting from seasonality in the industry as well as other planned expenses).
• Possibility of very long-term financing of working capital – even 10 years.
• Even spreading of debt repayment over many years – both interest as well as principal will be repaid  every month.
• In the first months after disbursement of the funds you can have principal repayment deferral. 

Who can benefit from this solution?

1. Entrepreneur from the SME segment according to the EU definition.
2. An entrepreneur who does not operate in sectors excluded from the support of the European Investment Bank.
3. An entrepreneur whose activities and investments do not have a negative impact on the environment and are not ethically and morally controversial.
4. An entrepreneur who does not benefit from other public aid, e.g. BGK guarantees, subsidies.
5. An entrepreneur who obtains a positive creditworthiness assessment.

Detailed information can be obtained from the Corporate Banking Advisor.