About the product

The investment loan is not renewable. It may be used for modernisation, development or replacement projects as well as for purchase of fixed assets. The loan may be granted also for such projects as refinancing incurred expenditure or repayment of an investment loan from another bank.

If you have a plan for further growth of your business, have already incurred some expenditure and are looking for additional funding to complement your investment, you can count on financing up to even 80% of project value. The final amount depends first of all on the company's credit capacity and assessment of the financed project. 

Benefits:

  • High financing amount ― even up to 80% of project value.
  • Possibility of very long-term financing – even 15 years, depending on the project.
  • In the initial period of financing you can have repayment of principal deferred.
  • Convenience of loan availability – the loan proceeds can be put at your company's disposal all at once or according to the project schedule.
  • Debt repayment is spread over many years and follows an individually agreed schedule.

Your projects may be co-financed in various programmes of the new EU perspective for the years 2014-2020. We will help you take the opportunity. We have 10 years of experience in this respect. 

Support for companies

Bank Millennium and the EIB Group (European Investment Bank and European Investment Fund) support small and medium-sized enterprises affected by the effects of COVID-19.

Thanks to this cooperation and with the support of the European Guarantee Fund you will:

  • get funds for working capital
  • increase the financial liquidity of your company
  • increase your investment potential
  • receive favorable financial conditions

Who can benefit from this solution?

  1. Entrepreneur from the SME segment according to the EU definition.
  2. An entrepreneur who does not operate in sectors excluded from the support of the European Investment Bank.
  3. An entrepreneur whose activities and investments do not have a negative impact on the environment and are not ethically and morally controversial.
  4. An entrepreneur who does not benefit from other public aid, e.g. BGK guarantees, subsidies.
  5. An entrepreneur who obtains a positive creditworthiness assessment.

Detailed information can be obtained from the Corporate Banking Advisor.

Channels of access to product information

Internet

Wherever you are, with internet access, you can check account balances and history on a 7/24 basis, also viewing information concerning other products i.e.: cards, loans, guarantees and letters of credit, standing orders or term deposits.

Corporate Branch

Get detailed information about Bank Millennium products by contacting Advisors in the Corporate Banking network.

Contact with Advisor

By phone

Our Consultants will provide you with detailed information and will carry out your instructions. 

801 31 31 31
line available for fixed-line and mobile calls

Support for companies

Bank Millennium and the EIB Group (European Investment Bank and European Investment Fund) support small and medium-sized enterprises affected by the effects of COVID-19.

Thanks to this cooperation and with the support of the European Guarantee Fund you will:

  • get funds for working capital
  • increase the financial liquidity of your company
  • increase your investment potential
  • receive favorable financial conditions

Who can benefit from this solution?

  1. Entrepreneur from the SME segment according to the EU definition.
  2. An entrepreneur who does not operate in sectors excluded from the support of the European Investment Bank.
  3. An entrepreneur whose activities and investments do not have a negative impact on the environment and are not ethically and morally controversial.
  4. An entrepreneur who does not benefit from other public aid, e.g. BGK guarantees, subsidies.
  5. An entrepreneur who obtains a positive creditworthiness assessment.

Detailed information can be obtained from the Corporate Banking Advisor.

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Questions and answers