Biznes Term Deposit

Invest free funds in a deposit to get secure profit

About the deposit
Interest rate
Documents
How to use
How to open

About the term deposit

A term deposit is an agreement between the bank and the customer for the placement of funds, concluded for a specific time. The bank undertakes to pay the principal with interest at the end of the contractual term.

Benefits of deposit

you can select from a wide range of deposit maturities, and you may close your deposit before the contractual maturity,
you will be able to open a renewable or non-renewable deposit,
during the agreement, a fixed interest rate will be applied, payable on the total balance,
the higher amount you deposit in PLN, the higher interest you get,
it is enough that you have PLN 2,000, USD 200 or EUR 200 of disposable funds to open a deposit,
upon deposit maturity, interest will be transferred to a current account indicated by you,
you may select deposit currency: PLN, USD and EUR,
the deposit may be used as loan collateral.

Interest rate

Biznes Term Deposit in PLN

Balance:	2000- 9999,99	10 000- 24 999,99	25 000- 49 999,99	>= 50 000
Biznes Term Deposit 15 days	0.01%	0.01%	0.01%	0.01%
Biznes Term Deposit 1 - 24 months	0.01%	0.01%	0.01%	0.01%

Biznes Term Deposit in USD and EUR

Balance:	>= 200 EUR	>= 200 USD
Biznes Term Deposit 3 months	0.01%	0.05%
Biznes Term Deposit 6 months	0.01%	0.05%
Biznes Term Deposit 12 months	0.01%	0.05%

Interest rate per annum.

Funds deposited on accounts in the Bank, the total value of which funds does not exceed the equivalent of 100,000 EUR, irrespective of the number of accounts held in the Bank, are protected by Banking Guarantee Fund, in keeping with the Act of 10 June 2016 on Banking Guarantee Fund, system of protection of deposits and compulsory restructuring (Journal of Laws2016.996). Eligible for protection are deposits and receivables of entities indicated in art. 20 of the a/m Act.