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Statutory suspension of the execution of a credit/loan agreement under the Anti-Crisis Shield 4.0 program
The suspension of the execution of a credit/loan agreement under the Anti-Crisis Shield 4.0 program can be used by a Client who lost a job or another main source of income after 13.03.2020 (if only one of the co-borrowers lost a job or other main source of income, they can still apply).
The application for suspension of the execution a credit/loan agreement must contain the borrower's declaration of loss of job or other source of income, as well as a criminal liability clause for false statements.
All co-borrowers who are party to a credit/loan agreement must submit an application.
An application for suspension can be made for:
Rules for suspending the execution of a credit/loan agreement:
An application for suspension of a credit/loan agreement using the bank form can be submitted at a Bank branch.
The statutory suspension of the execution of a credit/loan agreement shall apply based on changes introduced to the so-called Shield 4.0. program to the Act of March 2, 2020 on specific solutions related to the prevention, counteraction and eradication of COVID-19, other infectious diseases and crisis situations caused by them. An application for suspension of execution of a credit/loan agreement may relate to the following agreements: